413 E Chestnut St, Odessa, MO 64076 Property Records

Lafayette County property record for 413 E Chestnut St, Odessa, MO 64076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,461 sqft · built 1992
Lot Size0.22 acres (9,601 sqft)
OwnerIndividual Name on Record
Tax Bill$2,323 (2025)
Deeds & MortgagesMay 2020 Refinance
Jul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN23-1.0-01-1-003-093.000

Property Details

APN / Parcel Number

Primary APN23-1.0-01-1-003-093.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,461 sqft Living Area
Basement Area1,461 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,601 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
PorchSlab
Porch Area356 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address413 E CHESTNUT ST
CityODESSA
StateMO
Zip64076-1581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 JENNINGS 3RD ADDN; 728-1144, 774-820, 1183-644, 2015DR2077, 2021DR3806
Legal Range28
Legal Township48
Legal Section01
Legal SubdivisionJENNINGS 3RD ADD
Legal Lot Number11
JurisdictionLAFAYETTE MO
Township / Civil DivisionSNI-A-BAR
Census Block Group4
Census Block4015
Census Tract90601

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 E CHESTNUT ST, ODESSA, MO 64076-1581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BNC NATIONAL BANK
Jul 22, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address413 E CHESTNUT ST, ODESSA, MO 64076-1581
Transaction TypeMortgage
Record UpdatedMar 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020DR1792
DateMay 11, 2020
Instrument2020DR1792
Lender
NameBNC NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAFAYETTE MO
Recording DateJul 22, 2021
Property Address413 E CHESTNUT ST, ODESSA, MO 64076-1581
Document Number2021DR3806
Instrument DateJul 21, 2021
Instrument2021DR3806
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 E CHESTNUT ST, ODESSA, MO 64076-1581

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityOdessa City
Unified School DistrictOdessa R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,323.00$31,377 (+14%)$165,140 (+14%) Land $14,970 Building $150,170
2023$27,524$144,866 Land $13,136 Building $131,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemODESSA PWS
serves 5,202 people · EPA ID MO1010599
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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