420 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 420 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 993 sqft · built 1950
Lot Size	0.179 acres (7,816 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2025)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249-02-01-002`

Property Details

APN / Parcel Number

Primary APN	`249-02-01-002`
Alternative APN	`48035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	993 sqft Living Area
1st Floor Area	993 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,816 sqft (0.179 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	272 sqft
Carport	Carport
Carport Area	272 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	48035
Street Address	420 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-3670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 6 BLK ZZ5-113 80 FT -
Legal Subdivision	PALMER AND MALONE
Legal Block	3
Legal Lot Number	6
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3013
Census Tract	700

Owner

Source: Sumter County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	420 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Commercial Mortgage BIAGIO CERBELLI ETAL
Nov 4, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 3, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Aug 5, 2024 · Amount on Record
Deed Book / Page	1338 / 5464
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	May 1, 2024
Property Address	420 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0013262186
Book / Page	1326 / 2186
Map Reference	MB ZZ-5 PG 113
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 GERVAIS ST # 150-529, 150, COLUMBIA, SC 29201-3065
Investor	Possibly a Property Investor

Mortgage

Document Number	0013262191
Date	May 1, 2024
Book Page	1326/2191

Lender

Name	BIAGIO CERBELLI ETAL
Type	Private Party
Address	5 WATERHAVEN CT, CHAPIN, SC 29036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Oct 30, 2024

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 4, 2020
Property Address	420 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0012760568
Book / Page	001276 / 000568
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$89.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E CHARLOTTE AVE SUMTER SC 291503670, SUMTER, SC 29150-3670

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 3, 2019
Property Address	420 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0012603298
Book / Page	001260 / 003298
Instrument Date	Oct 2, 2019
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$68.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E CHARLOTTE AVE SUMTER SC 291503670, SUMTER, SC 29150-3670

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (+395.12%)	$2,510 (+198.81%) Land $220 Building $2,290	$41,722 (+57.06%) Land $3,600 Building $38,122
2023		$840 (-) Land $140 Building $700	$26,565 (-) Land $3,476 Building $23,089
2022	$205.00	$840 Land $140 Building $700	$26,565 Land $3,476 Building $23,089

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	56 (1979–2020)
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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