414 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 414 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,169 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$458 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249-01-04-056`

Property Details

APN / Parcel Number

Primary APN	`249-01-04-056`
Alternative APN	`48003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,169 sqft Total Area
1st Floor Area	1,169 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Exterior Material	Asbestos
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	159 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	48003
Old Parcel Number	249 01 04 056
Street Address	414 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-3670
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R
Legal Description	LOT X .15 AC-REM
Legal Lot Number	X
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3013
Census Tract	700

Owner

Source: Sumter County records · APN 249-01-04-056

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	480 E LIBERTY ST, SUMTER, SC 29153-5043
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 08, 2018
Deed Sale	Feb 08, 2018
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	1241-1531
Deed Book / Page	0971 / 000413
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	414 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Transaction Type	Mortgage
Record Updated	Apr 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0013514052
Date	Mar 16, 2026
Book Page	1351/4052

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Sep 15, 2046

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$458.00 (+4.81%)	$880 (-) Land $240 Building $640	$14,575 (-) Land $4,000 Building $10,575
2023		$880 (-) Land $240 Building $640	$14,575 (-) Land $4,000 Building $10,575
2022	$437.00	$880 Land $240 Building $640	$14,575 Land $4,000 Building $10,575

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	56 (1979–2020)
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 2 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Farmers Telephone Cooperative, Inc. (SC).

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SUMTER serves 53,070 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.