422 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 422 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1952
Lot Size	0.2 acres (8,720 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Apr 2004)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`249-02-01-003`

Property Details

APN / Parcel Number

Primary APN	`249-02-01-003`
Alternative APN	`48036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1954
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,720 sqft (0.2 acres)
Lot Dimensions	109 ft deep x 80 ft wide
Porch	Enclosed Porch
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	48036
Old Parcel Number	249 02 01 003
Street Address	422 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-3670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 8 BLK 80 FT AV
Legal Subdivision	PALMER & MALONE
Legal Block	80FT
Legal Lot Number	8
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3013
Census Tract	700

Owner

422 E Charlotte Ave is owned by an individual who bought it in April 2004.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	311 OLD MANNING RD, SUMTER, SC 29150-8717
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2004 · Amount on File
Deed Sale	Apr 15, 2004 · Amount on File
Deed Document Number	0009331385
Record Updated	Jun 8, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMTER SC
Property Address	422 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0012512058
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 OLD MANNING RD SUMTER SC 291508717, SUMTER, SC 29150-8717

Mortgage

Document Number	0012512058
Date	Dec 28, 2018
Book Page	001251/002058

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	480 Months
Due	Dec 27, 2058

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 422 E Charlotte Ave was $1,760.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,760.00	$4,460 Land $230 Building $4,230	$74,225 Land $3,810 Building $70,415
2023		$4,450 (-) Land $220 Building $4,230	$74,155 (-) Land $3,740 Building $70,415
2022	$1,697.00	$4,450 Land $220 Building $4,230	$74,155 Land $3,740 Building $70,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 E Charlotte Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	56 (1979–2020)
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 E Charlotte Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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