420 Cold Spring Rd, Virginia Beach, VA 23454 Property Records

Virginia Beach City property record for 420 Cold Spring Rd, Virginia Beach, VA 23454

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,216 sqft · built 1964
Lot Size0.183 acres (7,982 sqft)
OwnerIndividual Name on File
Last Sale$329,900 (May 2020)
Tax Bill$4,280 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Apr 2017 Transfer
APN2407-16-0991

Property Details

APN / Parcel Number

Primary APN2407-16-0991
Alternative APN
  • 24071609910000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,216 sqft Living Area
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Exterior MaterialWood Shingle
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,982 sqft
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area450 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Street Address420 COLD SPRING RD
CityVIRGINIA BEACH
StateVA
Zip23454-4011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal DescriptionPOINT O WOODS SEC 2 LOT 5 BK L
Legal Section03
Legal SubdivisionPOINT O WOODS
Legal BlockL
Legal Lot Number5
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group3
Census Block3006
Census Tract44807

Owner

420 Cold Spring Rd is owned and occupied by an individual who bought it in May 2020.

Source: Virginia Beach City records, as of November 17, 2025

Owner of RecordIndividual Name on File
Mailing Address420 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2020Warranty Deed, Transfer · FHA Mortgage
ATLANTIC COAST MTG
Apr 20, 2017Quit Claim Deed, Transfer
JAMESTOWN TITLE AGENCY LLC, JAMESTOWN TITLE AGCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2020 · Amount on File
Deed SaleMay 5, 2020 · Amount on File
Prior SaleJul 23, 2018 · Amount on File
Deed Document Number20200505000384700
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateMay 5, 2020
Property Address420 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4011
Document Number0000384730
Instrument DateApr 24, 2020
Instrument384730
Transaction TypeTransfer
Record UpdatedMay 26, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 COLD SPRING RD VIRGINIA BEACH VA 234544011, VIRGINIA BEACH, VA 23454-4011

Mortgage

Document Number384740
DateMay 5, 2020
Instrument384740
Lender
NameATLANTIC COAST MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 4, 2050
Interest
Rate TypeFixed Rate

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateApr 20, 2017
Property Address420 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4011
Document Number0000325600
Instrument DateFeb 10, 2017
Instrument325600
Transaction TypeTransfer
Record UpdatedJun 5, 2017
Title CompanyJAMESTOWN TITLE AGENCY LLC, JAMESTOWN TITLE AGCY LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 COLD SPRING RD VIRGINIA BEACH VA 234544011, VIRGINIA BEACH, VA 23454-4011

Tax Assessment & Valuation

The 2025 property tax bill for 420 Cold Spring Rd was $4,280.

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00$441,300 Land $190,000 Building $251,300$441,300 Land $190,000 Building $251,300
2023$3,854.00$389,300 Land $150,000 Building $239,300$389,300 Land $150,000 Building $239,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 420 Cold Spring Rd; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1978–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Cold Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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