Virginia Beach City property record for 409 Cold Spring Rd, Virginia Beach, VA 23454
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,930 sqft · built 1964 |
| Lot Size | 0.185 acres (8,089 sqft) |
| Owner | Trust Name on File |
| Last Sale | $239,900 (Jul 2013) |
| Tax Bill | $4,004 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| APN | 2407-06-9649 |
| Primary APN | 2407-06-9649 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,930 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,089 sqft |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 266 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 409 COLD SPRING RD |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23454-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | POINT O WOODS SEC 2 LOT 25 BLK K |
| Legal Section | 03 |
| Legal Subdivision | POINT O WOODS |
| Legal Block | K |
| Legal Lot Number | 25 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 44807 |
409 Cold Spring Rd is owner-occupied and held in a trust since June 2025.
Source: Virginia Beach City records, as of November 17, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 409 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on File |
| Deed Sale | Jul 26, 2013 · Amount on File |
| Prior Sale | Jul 26, 2013 · Amount on File |
| Deed Document Number | 0000882080 |
| Last Transfer Date | Jun 10, 2025 |
| Transfer Doc | 0000002718 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 409 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4010 |
| Document Number | 0000010880 |
| Instrument Date | Dec 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000010880 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 10880 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 3, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 409 Cold Spring Rd was $4,004.
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,004.00 | $412,800 Land $190,000 Building $222,800 | $412,800 Land $190,000 Building $222,800 |
| 2023 | $3,600.00 | $363,700 Land $150,000 Building $213,700 | $363,700 Land $150,000 Building $213,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 409 Cold Spring Rd; there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Cold Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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