Virginia Beach City property record for 428 Cold Spring Rd, Virginia Beach, VA 23454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 1964 |
| Lot Size | 0.182 acres (7,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,000 (Apr 2020) |
| Tax Bill | $3,559 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| APN | 2407-17-0096 |
| Primary APN | 2407-17-0096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,964 sqft |
| Garage Type | Attached |
| Garage Area | 363 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 428 COLD SPRING RD |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23454-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | POINT O WOODS SEC 2 LOT 7 BK L |
| Legal Section | 03 |
| Legal Subdivision | POINT O WOODS |
| Legal Block | L |
| Legal Lot Number | 7 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 44807 |
428 Cold Spring Rd is owned and occupied by an individual who bought it in April 2020.
Source: Virginia Beach City records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG |
| Mar 3, 2017 | Grant Deed, Transfer · VA Mortgage NBKC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on File |
| Deed Sale | Apr 29, 2020 · Amount on File |
| Prior Sale | Mar 3, 2017 · Amount on File |
| Deed Document Number | 20200429000367940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Apr 29, 2020 |
| Property Address | 428 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4011 |
| Document Number | 0000367940 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 367940 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 COLD SPRING RD VIRGINIA BEACH VA 234544011, VIRGINIA BEACH, VA 23454-4011 |
| Document Number | 367950 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 367950 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Mar 3, 2017 |
| Property Address | 428 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4011 |
| Document Number | 0000184480 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 184480 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 COLD SPRINGS RD VIRGINIA BEACH VA 23454, VIRGINIA BEACH, VA 23454 |
| Document Number | 184490 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 184490 |
| Name | NBKC BK |
|---|---|
| Address | OVERLAND PARK, KS 66211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2047 |
The 2025 property tax bill for 428 Cold Spring Rd was $3,559.
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,559.00 | $367,000 Land $190,000 Building $177,000 | $367,000 Land $190,000 Building $177,000 |
| 2023 | $3,154.00 | $318,600 Land $150,000 Building $168,600 | $318,600 Land $150,000 Building $168,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 428 Cold Spring Rd; there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Cold Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures