Coconino County property record for 420 Cherokee, Flagstaff, AZ 86005
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 988 sqft · built 1985 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jul 2026) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-12-018 |
| Primary APN | 115-12-018 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Frame Wood |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 4,791 sqft (0.11 acres) |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating Fuel | Electric |
| Account Number | R0015000 |
|---|---|
| Street Address | 420 CHEROKEE |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-4015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SUBDIVISION: MOUNTAINAIRE UNIT 05 LOT: 701 SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E |
| Legal Subdivision | MOUNTAINAIRE UNIT 05 |
| Legal Lot Number | 701 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1500 |
420 Cherokee, a rural home, is owned and occupied by two individuals who bought it in July 2026.
Source: Coconino County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 CHEROKEE, FLAGSTAFF, AZ 86005-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WALLICK & VOLK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on File |
| Deed Sale | Jul 21, 2026 · Amount on File |
| Prior Sale | May 1, 2015 · Amount on File |
| Deed Document Number | 20264043597 |
| Prior Transfer Date | Aug 15, 2014 |
| Prior Transfer Doc | 0003703164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Jul 21, 2026 |
| Property Address | 420 CHEROKEE, FLAGSTAFF, AZ 86005-4015 |
| Document Number | 0004043597 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20264043597 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE & TRUST OF PHOEN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 CHEROKEE, FLAGSTAFF, AZ 86005-4015 |
| Document Number | 0004043598, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20264043598 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 420 CHEROKEE, FLAGSTAFF, AZ 86005-4015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 13347 E AVENUE W, PEARBLOSSOM, CA 93553-3203 |
| Document Number | 0003933952 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 3933952 |
| Name | WALLICK & VOLK INC |
|---|---|
| Type | Mortgage Company |
| Address | CHEYENNE, WY 82001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 420 Cherokee was $2,054.
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,682 (-5.64%) Land $11,475 Building $20,207 | ||
| 2025 | $2,054.00 | $33,574 (+1.17%) | $335,739 Land $134,620 Building $201,119 |
| 2024 | $33,185 Land $13,462 Building $19,723 | ||
| 2023 | $1,821.00 | $331,851 Land $134,620 Building $197,231 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 Cherokee in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Feb 1993 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Cherokee is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 86% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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