420 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 420 Cherokee, Flagstaff, AZ 86005

Property Summary

Property TypeRural Home
Details1 ba · 988 sqft · built 1985
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Jul 2026)
Tax Bill$2,054 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN115-12-018

Property Details

APN / Parcel Number

Primary APN115-12-018
Alternative APN
  • R0015000

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialFrame Wood
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area4,791 sqft (0.11 acres)
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating FuelElectric

Location & Zoning

Account NumberR0015000
Street Address420 CHEROKEE
CityFLAGSTAFF
StateAZ
Zip86005-4015
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSUBDIVISION: MOUNTAINAIRE UNIT 05 LOT: 701 SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal SubdivisionMOUNTAINAIRE UNIT 05
Legal Lot Number701
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1017
Census Tract1500

Owner

420 Cherokee, a rural home, is owned and occupied by two individuals who bought it in July 2026.

Source: Coconino County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address420 CHEROKEE, FLAGSTAFF, AZ 86005-4015
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE MORTGAGE INC
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
WALLICK & VOLK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2026 · Amount on File
Deed SaleJul 21, 2026 · Amount on File
Prior SaleMay 1, 2015 · Amount on File
Deed Document Number20264043597
Prior Transfer DateAug 15, 2014
Prior Transfer Doc0003703164
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateJul 21, 2026
Property Address420 CHEROKEE, FLAGSTAFF, AZ 86005-4015
Document Number0004043597
Instrument DateJul 10, 2026
Instrument20264043597
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanySTEWART TITLE, STEWART TITLE & TRUST OF PHOEN

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 CHEROKEE, FLAGSTAFF, AZ 86005-4015

Mortgage

Document Number0004043598,
DateJul 21, 2026
Instrument20264043598
Lender
NameCORNERSTONE MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address420 CHEROKEE, FLAGSTAFF, AZ 86005-4015
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address13347 E AVENUE W, PEARBLOSSOM, CA 93553-3203

Mortgage

Document Number0003933952
DateNov 8, 2021
Instrument3933952
Lender
NameWALLICK & VOLK INC
TypeMortgage Company
AddressCHEYENNE, WY 82001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 420 Cherokee was $2,054.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,682 (-5.64%) Land $11,475 Building $20,207
2025$2,054.00$33,574 (+1.17%)$335,739 Land $134,620 Building $201,119
2024$33,185 Land $13,462 Building $19,723
2023$1,821.00$331,851 Land $134,620 Building $197,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Cherokee in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimFeb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Cherokee is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 86% of Arizona
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONDEROSA UTILITY CORP
private · serves 1,585 people · EPA ID AZ0403018
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2024
Coliform assessment
Oct 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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Nearby Streets

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