407 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 407 Cherokee, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1988
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,000 (May 2020)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-09-108`

Property Details

APN / Parcel Number

Primary APN	`115-09-108`
Alternative APN	`R0017950`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	5,227 sqft (0.119 acres)
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0017950
Street Address	407 CHEROKEE
City	FLAGSTAFF
State	AZ
Zip	86005-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 03 LOT: 560 SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Range	07E
Legal Township	20N
Legal Section	28
Legal Subdivision	MOUNTAINAIRE UNIT 03
Legal Lot Number	560
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1021
Census Tract	1500

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 CHEROKEE, FLAGSTAFF, AZ 86005-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Deed Document Number	3874142
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	May 28, 2020
Property Address	407 CHEROKEE, FLAGSTAFF, AZ 86005-4016
Document Number	0003874142
Instrument Date	May 12, 2020
Instrument	3874142
Transaction Type	Transfer
Record Updated	Jun 10, 2020
Title Company	CLEAR TITLE AGENCY/FLAGSTAFF, CLEAR TITLE AGCY/FLAGSTAFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 W SANTA FE AVE FLAGSTAFF AZ 860015348, FLAGSTAFF, AZ 86001-5348

Mortgage

Document Number	3874143
Date	May 28, 2020
Instrument	3874143

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,495 (-3.88%) Land $11,475 Building $22,020
2025	$1,934.00 (+14.44%) Homeowner's exemption		$334,947 (-3.88%) Land $114,750 Building $220,197
2024		$34,846 Land $13,462 Building $21,384
2023	$1,690.00 Homeowner's exemption		$348,457 Land $134,620 Building $213,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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