420 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 420 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1918
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (May 2014)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`017-030246-040`

Property Details

APN / Parcel Number

Primary APN	`017-030246-040`
Alternative APN	`33498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Basement Area	624 sqft
Game Room	Game Room

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Deck Area	301 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33498
Street Address	420 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) LOT 87 BLOCK 6 LOT SZ: 49.5 X 144.57
Legal Range	07
Legal Township	15
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SMITH & BATCHELDER'S ADDITION
Legal Block	6
Legal Lot Number	87
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4007
Census Tract	700

Owner

420 20th St S is owned and occupied by an individual who acquired it in November 2021.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	420 20TH ST S, LA CROSSE, WI 54601-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Nov 2, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2014 · Amount on File
Deed Sale	May 30, 2014 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	0001639953
Last Transfer Date	Nov 2, 2021
Transfer Doc	0001783746
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	420 20TH ST S, LA CROSSE, WI 54601-5026
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001781592
Date	Sep 29, 2021
Instrument	1781592

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Nov 2, 2021
Property Address	420 20TH ST S, LA CROSSE, WI 54601-5026
Document Number	0001783746
Instrument Date	Sep 16, 2021
Instrument	1783746
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 20TH ST S, LA CROSSE, WI 54601-5026

Tax Assessment & Valuation

The 2025 property tax bill for 420 20th St S was $3,684 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00 Homeowner's exemption	$215,900 Land $48,200 Building $167,700	$225,000
2023	$4,226.00 Homeowner's exemption	$204,700 Land $47,400 Building $157,300	$204,700 Land $47,400 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 20th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 20th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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