424 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 424 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,254 sqft · built 1924
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Jun 2015)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-030246-030`

Property Details

APN / Parcel Number

Primary APN	`017-030246-030`
Alternative APNs	`17 30246 30` `33497`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1983
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	145 ft deep x 50 ft wide
View / Lot	Highway
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33497
Street Address	424 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) LOT 86 BLOCK 6 LOT SZ: 49.5 144.57
Legal Range	07W
Legal Township	15N
Legal Section	04
Legal Subdivision	SMITH & BATCHELDERS ADDITION
Legal Block	6
Legal Lot Number	86
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4007
Census Tract	700

Owner

Source: La Crosse County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 20TH ST S, LA CROSSE, WI 54601-5026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Prior Sale	May 2, 2012 · Amount on Record
Deed Document Number	20151657624
Last Transfer Date	Aug 21, 2026
Transfer Doc	0001854634
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 16, 2026
Property Address	424 20TH ST S, LA CROSSE, WI 54601-5026
Document Number	0001854634
Instrument Date	Aug 21, 2026
Instrument	20261854634
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 20TH ST S, LA CROSSE, WI 54601-5026

Mortgage

Document Number	0001854635,
Date	Sep 16, 2026
Instrument	20261854635

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	424 20TH ST S, LA CROSSE, WI 54601-5026
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001792815
Date	Apr 27, 2022
Instrument	1792815

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2052

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	424 20TH ST S, LA CROSSE, WI 54601-5026
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001786590
Date	Dec 17, 2021
Instrument	1786590

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	424 20TH ST S, LA CROSSE, WI 54601-5026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1752281
Date	Aug 13, 2020
Instrument	1752281

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (-5.63%) Homeowner's exemption	$221,400 (+13.95%) Land $48,200 Building $173,200	$230,700 (+18.73%)
2023	$4,011.00 Homeowner's exemption	$194,300 Land $46,600 Building $147,700	$194,300 Land $46,600 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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