406 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 406 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1921
Lot Size	0.162 acres (7,100 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,320 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-030246-060`

Property Details

APN / Parcel Number

Primary APN	`017-030246-060`
Alternative APNs	`17 30246 60` `33500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Basement Area	952 sqft
Game Room	Game Room

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33500
Old Parcel Number	17 30246 60
Street Address	406 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) LOT 89 BLOCK 6 LOT SZ: 49.5 X 144.571
Legal Range	07
Legal Township	15
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SMITH & BATCHELDER'S ADDITION
Legal Block	6
Legal Lot Number	89
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4007
Census Tract	700

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	406 20TH ST S, LA CROSSE, WI 54601-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Aug 1, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1986
Deed Sale	Jun 25, 1986
Deed Document Number	977923
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	406 20TH ST S, LA CROSSE, WI 54601-5026
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001767813
Date	Mar 10, 2021
Instrument	1767813

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	406 20TH ST S, LA CROSSE, WI 54601-5026
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001770103
Date	Apr 12, 2021
Instrument	1770103

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 1, 2022
Property Address	406 20TH ST S, LA CROSSE, WI 54601-5026
Document Number	0001797443
Instrument Date	Jul 28, 2022
Instrument	1797443
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,320.00 (-5.57%) Homeowner's exemption	$250,600 (+13.09%) Land $48,200 Building $202,400	$261,200 (+17.87%)
2023	$4,575.00 Homeowner's exemption	$221,600 Land $46,600 Building $175,000	$221,600 Land $46,600 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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