Kenton County property record for 42 W Maple Ave, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,795 sqft · built 1912 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $511,000 (Jul 2017) |
| Tax Bill | $2,026 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-30-08-020.00 |
| Primary APN | 028-30-08-020.00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,795 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Slate |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 150 ft deep x 66 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 42 W MAPLE AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOLTZ ADDN LOTS 20-21 |
| Legal Subdivision | FOLTZ ADDN TO FT MITCHELL |
| Legal Lot Number | 20-21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 64800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Fort Mitchell Historic District listed 1989 · 104 contributing resources · NRIS 89001170 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
42 W Maple Ave is owned and occupied by two individuals who bought it in July 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 W MAPLE AVE, FT MITCHELL, KY 41011-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Sep 10, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MTG SVC |
| Jun 27, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK |
| Jun 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BK |
| Jul 18, 2017 | Warranty Deed, Transfer AMERICAN MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on File |
| Deed Sale | Jul 18, 2017 · Amount on File |
| Prior Sale | Apr 25, 2005 · Amount on File |
| Deed Document Number | 201707 18 059 00031 |
| Deed Book / Page | 6203 / 192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 42 W MAPLE AVE, FT MITCHELL, KY 41011-2617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 42 W MAPLE AVE, FT MITCHELL, KY 41011-2617 |
| Document Number | 0000005560 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 402/577 |
| Instrument | 26059000005560 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 42 W MAPLE AVE, FT MITCHELL, KY 41011-2617 |
| Document Number | 0000000034 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 W MAPLE AVE FORT MITCHELL KY 410112617, FORT MITCHELL, KY 41011-2617 |
| Document Number | 0000000034 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 00M104/000801 |
| Instrument | 34 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 29, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 42 W MAPLE AVE, FT MITCHELL, KY 41011-2617 |
| Document Number | 0000000057 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 W MAPLE AVE FORT MITCHELL KY 410112617, FORT MITCHELL, KY 41011-2617 |
| Document Number | 0000000057 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 000065/000451 |
| Instrument | 57 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 27, 2018 |
| Property Address | 42 W MAPLE AVE, FT MITCHELL, KY 41011-2617 |
| Book / Page | 006440 / 000161 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 272 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 W MAPLE AVE FORT MITCHELL KY 410112617, FORT MITCHELL, KY 41011-2617 |
| Document Number | 0000000272 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 006440/000161 |
| Instrument | 272 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 41011 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 26, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 42 W MAPLE AVE, FT MITCHELL, KY 41011-2617 |
| Document Number | 0000000273 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 W MAPLE AVE FORT MITCHELL KY 410112617, FORT MITCHELL, KY 41011-2617 |
| Document Number | 0000000273 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 0C6440/000170 |
| Instrument | 273 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 26, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 18, 2017 |
| Property Address | 42 W MAPLE AVE, FT MITCHELL, KY 41011-2617 |
| Document Number | 0000000031 |
| Book / Page | 006203 / 000192 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 31 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 42 W MAPLE AVE FORT MITCHELL KY 410112617, FORT MITCHELL, KY 41011-2617 |
| Document Number | 32 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 006203/000195 |
| Instrument | 32 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2047 |
| Document Number | 95, |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 006223/000221 |
| Instrument | 95 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 17, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 42 W Maple Ave was $2,026.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $541,900 (-) Land $60,000 Building $481,900 | $541,900 (-) Land $60,000 Building $481,900 | |
| 2025 | $2,026.00 | $541,900 Land $60,000 Building $481,900 | $541,900 Land $60,000 Building $481,900 |
| 2023 | $2,205.00 | $541,900 Land $60,000 Building $481,900 | $541,900 Land $60,000 Building $481,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 W Maple Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 42 W Maple Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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