97 W Maple Ave, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 97 W Maple Ave, Fort Mitchell, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,636 sqft · built 2002
Lot Size	0.088 acres (3,833 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Aug 2020)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`028-30-08-001.17`

Property Details

APN / Parcel Number

Primary APN	`028-30-08-001.17`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,636 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,833 sqft (0.088 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	97 W MAPLE AVE
City	FT MITCHELL
State	KY
Zip	41011-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FT MITCHELL POINTE SEC 1 LOT 17 & 0.088 AC LAND ADDITION
Legal Subdivision	FT MITCHELL POINTE
Legal Phase	1
Legal Lot Number	17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2016
Census Tract	64800

Owner

97 W Maple Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Warranty Deed, Transfer UNION SVGS
May 15, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Nov 28, 2017	Grant Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/KY FCU
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU
Nov 9, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
May 1, 2017	Deed of Trust, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	20205900067
Deed Book / Page	36 / 691
Prior Transfer Date	May 7, 2020
Prior Transfer Doc	0005900166
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 12, 2020
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000067
Book / Page	000036 / 000691
Instrument Date	Aug 7, 2020
Instrument	67
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2883 ERIE AVE CINCINNATI OH 452082323, CINCINNATI, OH 45208-2323

Mortgage

Document Number	68
Date	Aug 12, 2020
Book Page	000M81/000517
Instrument	68

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 11, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 15, 2020
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000167
Book / Page	000021 / 000561
Instrument Date	May 7, 2020
Instrument	167
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 W MAPLE AVE FORT MITCHELL KY 410112616, FORT MITCHELL, KY 41011-2616

Mortgage

Document Number	0000000167
Date	May 15, 2020
Book Page	000M44/000915
Instrument	167

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

Mortgage

Document Number	168,
Date	May 15, 2020
Book Page	000M44/000932
Instrument	168

Lender

Name	UNIVERSITY/KY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509-2279

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 14, 2040

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 28, 2017
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000193
Book / Page	0C6303 / 000056
Instrument Date	Nov 22, 2017
Instrument	193
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$565.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 W MAPLE AVE FORT MITCHELL KY 410112616, FORT MITCHELL, KY 41011-2616

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000195
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 W MAPLE AVE FORT MITCHELL KY 410112616, FORT MITCHELL, KY 41011-2616

Mortgage

Document Number	0000000195
Date	Nov 28, 2017
Book Page	0C6303/000079
Instrument	195

Lender

Name	UNIVERSITY/KY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509-2279

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 27, 2037

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000195
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 W MAPLE AVE FORT MITCHELL KY 410112616, FORT MITCHELL, KY 41011-2616

Mortgage

Document Number	0000000195
Date	Nov 28, 2017
Book Page	0C6303/000079
Instrument	195

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LEXINGTON, KY 40509-2279

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 27, 2037

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 9, 2017
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000021
Book / Page	0C6291 / 000093
Instrument Date	Nov 6, 2017
Instrument	21
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 W MAPLE AVE FORT MITCHELL KY 410112616, FORT MITCHELL, KY 41011-2616

Mortgage

Document Number	22
Date	Nov 9, 2017
Book Page	0C6291/000096
Instrument	22

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Mortgage

Document Number	195,
Date	Nov 9, 2017
Book Page	0C6303/000079
Instrument	195

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LEXINGTON, KY 40509-2279

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 8, 2037

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000194
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 W MAPLE AVE FORT MITCHELL KY 410112616, FORT MITCHELL, KY 41011-2616

Mortgage

Document Number	0000000194
Date	Nov 28, 2017
Book Page	0C6303/000061
Instrument	194

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000194
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 W MAPLE AVE FORT MITCHELL KY 410112616, FORT MITCHELL, KY 41011-2616

Mortgage

Document Number	0000000194
Date	Nov 28, 2017
Book Page	0C6303/000061
Instrument	194

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	DALLAS, TN 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	97 W MAPLE AVE, FT MITCHELL, KY 41011-2616
Document Number	0000000047
Book / Page	0C6157 / 000082
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 W MAPLE AVE FORT MITCHELL KY 410112616, FORT MITCHELL, KY 41011-2616

Mortgage

Document Number	0000000047
Date	May 12, 2017
Book Page	0C6157/000082
Instrument	47

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.97%

Tax Assessment & Valuation

The 2025 property tax bill for 97 W Maple Ave was $3,052.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$816,300 (-) Land $100,000 Building $716,300	$816,300 (-) Land $100,000 Building $716,300
2025	$3,052.00	$816,300 Land $100,000 Building $716,300	$816,300 Land $100,000 Building $716,300
2023	$3,322.00	$816,300 Land $100,000 Building $716,300	$816,300 Land $100,000 Building $716,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 W Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 W Maple Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

97 W Maple Ave, Fort Mitchell (Covington), KY 41011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Warranty Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

November 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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