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26 W Maple Ave, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 26 W Maple Ave, Fort Mitchell, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,264 sqft · built 2003
Lot Size0.172 acres (7,497 sqft)
Owner2 Individual Names on File
Last Sale$549,000 (Sep 2026)
Tax Bill$1,086 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-30-08-019.01

Property Details

APN / Parcel Number

Primary APN028-30-08-019.01

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,264 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,497 sqft (0.172 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address26 W MAPLE AVE
CityFT MITCHELL
StateKY
Zip41011-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOLTZ ADDN LOT 17 0.1721 AC NES WEST MAPLE AVE
Legal SubdivisionFOLTZ ADDN TO FT MITCHELL
Legal Lot Number17
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2016
Census Tract64800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Fort Mitchell Historic District
listed 1989 · 104 contributing resources · NRIS 89001170

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

26 W Maple Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address26 W MAPLE AVE, FT MITCHELL, KY 41011-2617
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Special Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE CORPORATION
Jan 25, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 25, 2019Deed of Trust, Mortgage · FHA Mortgage
LIBERTY HM EQUITY SOLUTIONS IN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2026 · Amount on File
Deed SaleSep 29, 2026 · Amount on File
Deed Document Number2026092922116
Deed Book / Page504 / 462
Prior Transfer DateOct 29, 2004
Prior Transfer Doc1110059001
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENTON KY
Recording DateSep 29, 2026
Property Address26 W MAPLE AVE, FT MITCHELL, KY 41011-2617
Document Number0000022116
Book / Page504 / 462
Instrument DateSep 18, 2026
Instrument2026092922116
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$55,449.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address26 W MAPLE AVE, FT MITCHELL, KY 41011-2617

Mortgage

Document Number0000022117,
DateSep 29, 2026
Instrument2026092922117
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address26 W MAPLE AVE, FT MITCHELL, KY 41011-2617
Document Number0000000097
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address26 W MAPLE AVE FORT MITCHELL KY 410112617, FORT MITCHELL, KY 41011-2617

Mortgage

Document Number0000000097
DateFeb 5, 2019
Book Page0C6593/000350
Instrument97
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term960 Months
DueFeb 4, 2099
Interest
Rate TypeAdjustable Rate
Rate4.41%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address26 W MAPLE AVE, FT MITCHELL, KY 41011-2617
Document Number0000000096
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address26 W MAPLE AVE FORT MITCHELL KY 410112617, FORT MITCHELL, KY 41011-2617

Mortgage

Document Number0000000096
DateFeb 5, 2019
Book Page0C6593/000335
Instrument96
Lender
NameLIBERTY HM EQUITY SOLUTIONS IN
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term960 Months
DueFeb 4, 2099
Interest
Rate TypeAdjustable Rate
Rate4.41%

Tax Assessment & Valuation

The 2025 property tax bill for 26 W Maple Ave was $1,086 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,700 (-) Land $60,000 Building $279,700$339,700 (-) Land $60,000 Building $279,700
2025$1,086.00 Homeowner's exemption$339,700 Land $60,000 Building $279,700$339,700 Land $60,000 Building $279,700
2023$1,193.00 Homeowner's exemption$339,700 Land $60,000 Building $279,700$339,700 Land $60,000 Building $279,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 W Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 W Maple Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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