42 Smith Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 42 Smith Rd, Sutton, MA 01590

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,625 sqft · built 2000
Lot Size66.1 acres (2,883,522 sqft)
OwnerCompany Name on Record
Tax Bill$10,472 (2026)
Deeds & MortgagesNov 2019 Mortgage
Nov 2019 Refinance
Flood ZoneZone X (moderate risk)
APNSUTT M:0025 P:30

Property Details

APN / Parcel Number

Primary APNSUTT M:0025 P:30

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,625 sqft Living Area
Gross Area7,459 sqft
Basement Area3,121 sqft
Unfinished Basement3,121 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,883,522 sqft (66.1 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address42 SMITH RD
CitySUTTON
StateMA
Zip01590-3722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSUTTON MA
Township / Civil DivisionSUTTON
Census Block Group4
Census Block4020
Census Tract751101

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address42 SMITH RD, SUTTON, MA 01590-3722
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Deed of Trust, Mortgage · Balloon Mortgage
WELLS FARGO BANK NA
Nov 15, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2015
Deed SaleMar 5, 2015
Prior SaleJan 29, 2015 · Amount on Record
Deed Book / Page53435 / 285
Transfer Doc053314-348
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTON MA
Property Address42 SMITH RD, SUTTON, MA 01590-3722
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061438-76
DateNov 18, 2019
Book Page61438/76
Instrument123832
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTON MA
Property Address42 SMITH RD, SUTTON, MA 01590-3722
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number061425-262
DateNov 15, 2019
Book Page61425/262
Instrument122971
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSutton Town
Unified School DistrictSutton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,472.00 (-26.98%)$906,700 (-24%) Land $183,600 Building $723,100$1,001,680 (-)
2025$14,341.00 (-7.37%)$1,193,100 (-2.29%) Land $244,800 Building $948,300$1,001,680 (+7.47%)
2024$15,482.00$1,221,000 Land $225,000 Building $996,000$932,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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