10 Smith Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 10 Smith Rd, Sutton, MA 01590

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,234 sqft · built 2003
Lot Size2.74 acres (119,640 sqft)
Owner2 Individual Names on Record
Last Sale$390,066 (Sep 2003)
Tax Bill$6,840 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNSUTT M:0025 P:43

Property Details

APN / Parcel Number

Primary APNSUTT M:0025 P:43

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,234 sqft Living Area
Gross Area3,636 sqft
1st Floor Area1,282 sqft
Basement Area886 sqft
Unfinished Basement886 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area119,640 sqft (2.74 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address10 SMITH RD
CitySUTTON
StateMA
Zip01590-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSUTTON MA
Township / Civil DivisionSUTTON
Census Block Group4
Census Block4003
Census Tract751101

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 SMITH RD, SUTTON, MA 01590-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2003 · Amount on Record
Deed SaleSep 4, 2003 · Amount on Record
Deed Document Number2003239295
Deed Book / Page31513 / 280
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTON MA
Property Address10 SMITH RD, SUTTON, MA 01590-3723
Document Number59588-114
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SMITH RD SUTTON MA 015903723, SUTTON, MA 01590-3723

Mortgage

Document Number59588-114
DateOct 24, 2018
Book Page059588/000114
Instrument112809
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSutton Town
Unified School DistrictSutton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,840.00 (-0.57%)$592,200 (+3.48%) Land $191,300 Building $400,900$667,738 (-5.16%)
2025$6,879.00 (-0.33%)$572,300 (+5.14%) Land $176,900 Building $395,400$704,045 (+2.55%)
2024$6,902.00 (+6.58%)$544,300 (+16.4%) Land $168,300 Building $376,000$686,565
2023$6,476.00$467,600 Land $153,200 Building $314,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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