Worcester County and Sutton Town property record for 12 Smith Rd, Sutton, MA 01590
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,384 sqft · built 2002 |
| Lot Size | 5.5 acres (239,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Feb 2010) |
| Tax Bill | $7,645 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SUTT M:0025 P:37 |
| Primary APN | SUTT M:0025 P:37 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 4,584 sqft |
| 1st Floor Area | 1,120 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 239,865 sqft (5.5 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 SMITH RD |
|---|---|
| City | SUTTON |
| State | MA |
| Zip | 01590-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SUTTON MA |
| Township / Civil Division | SUTTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 751101 |
Source: Worcester County and Sutton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 SMITH RD, SUTTON, MA 01590-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage SANTANDER BANK NA |
| Aug 31, 2018 | Deed of Trust, Mortgage DIGITAL FCU |
| Aug 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2010 · Amount on Record |
| Deed Sale | Feb 25, 2010 · Amount on Record |
| Prior Sale | Oct 14, 2009 · Amount on Record |
| Deed Document Number | 201019797 |
| Deed Book / Page | 45500 / 151 |
| Transfer Doc | 44962-48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 12 SMITH RD, SUTTON, MA 01590-3723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58572-122 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 58572/122 |
| Instrument | 26760 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 12 SMITH RD, SUTTON, MA 01590-3723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59339-359 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 59339/359 |
| Instrument | 91965 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 12 SMITH RD, SUTTON, MA 01590-3723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63103-127 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 63103/127 |
| Instrument | 96133 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sutton Town |
| Unified School District | Sutton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,645.00 (+4.27%) | $661,900 (+8.51%) Land $189,800 Building $472,100 | $737,043 (+16.98%) |
| 2025 | $7,332.00 (-0.81%) | $610,000 (+4.63%) Land $175,400 Building $434,600 | $630,040 (+2.38%) |
| 2024 | $7,392.00 (+6.76%) | $583,000 (+16.62%) Land $167,000 Building $416,000 | $615,410 |
| 2023 | $6,924.00 | $499,900 Land $151,900 Building $348,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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