42 Sandy Stream Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 42 Sandy Stream Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,460 sqft · built 2021
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$325,603 (Sep 2021)
Tax Bill	$162 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242011358`

Property Details

APN / Parcel Number

Primary APN	`242011358`
Alternative APN	`R614 035 000 1435 0000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242011358
Street Address	42 SANDY STREAM DR
City	BLUFFTON
State	SC
Zip	29910-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4010 THE HERITAGE PH 4 PB154 PG104
Legal Subdivision	HERITAGE @ NEW RIVERSIDE
Legal Phase	4
Legal Lot Number	4010
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1089
Census Tract	2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	42 SANDY STREAM DR, BLUFFTON, SC 29910-4420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	2021068964
Deed Book / Page	4065 / 3361
Record Updated	Jun 8, 2026

September 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 30, 2021
Property Address	42 SANDY STREAM DR, BLUFFTON, SC 29910-4420
Document Number	0000068964
Book / Page	4065 / 3361
Map Reference	MB 154 PG 104
Instrument Date	Sep 29, 2021
Instrument	2021068964
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 THUNDERBIRD DR STE 207, 207, RICHMOND HILL, GA 31324-3894

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 SANDY STREAM DR, BLUFFTON, SC 29910-4420

Mortgage

Document Number	0000068966
Date	Sep 30, 2021
Book Page	4065/3366
Instrument	2021068966

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$162.00	$14,950 (-21%)
2024	$162.00	$18,924 (-) Land $1,716 Building $17,208	$473,100 (-) Land $42,900 Building $430,200
2023	$162.00 (-93.04%)	$18,924 (+45.57%) Land $1,716 Building $17,208	$473,100 (+45.57%) Land $42,900 Building $430,200
2022	$2,329.00 Homeowner's exemption	$13,000 Land $1,320 Building $11,680	$325,000 Land $33,000 Building $292,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20