Beaufort County property record for 42 River Tree Cir, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1,716 sqft · built 2001 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $110,000 (Nov 2009) |
| Tax Bill | $799 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Aug 2025 Second Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R60003900C04590000 |
| Primary APN | R60003900C04590000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 09704769 |
|---|---|
| Old Parcel Number | R60003900C04590000 |
| Street Address | 42 RIVER TREE CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 44 BRIGHTON OAKS S/D PH I PB76 P146 PB82 PG158 |
| Legal Subdivision | BRIGHTON OAKS S/D |
| Legal Phase | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 2108 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 42 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on Record |
| Deed Sale | Nov 20, 2009 · Amount on Record |
| Prior Sale | Aug 28, 2008 · Amount on Record |
| Deed Document Number | 2009066816 |
| Deed Book / Page | 2909 / 1112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 42 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000052214 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 4182/1209 |
| Instrument | 2022052214 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 42 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000037525 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 4457/3118 |
| Instrument | 2025037525 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2040 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $799.00 (-0.13%) | $5,750 (-54.07%) | |
| 2024 | $800.00 | $12,520 (-) Land $2,400 Building $10,120 | $313,000 (-) Land $60,000 Building $253,000 |
| 2023 | $800.00 (+7.96%) | $12,520 (+87.76%) Land $2,400 Building $10,120 | $313,000 (+87.76%) Land $60,000 Building $253,000 |
| 2022 | $741.00 | $6,668 Land $1,400 Building $5,268 | $166,700 Land $35,000 Building $131,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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