Beaufort County property record for 37 River Tree Cir, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 2,700 sqft · built 2003 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $190,000 (Mar 2004) |
| Tax Bill | $1,116 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003900C04320000 |
| Primary APN | R60003900C04320000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 1 Room |
|---|---|
| Stories | 1 Story |
| Building Area | 2,700 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 09704493 |
|---|---|
| Old Parcel Number | R60003900C04320000 |
| Street Address | 37 RIVER TREE CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 17 BRIGHTON OAKS S/D PH I PB76 P146 PB82 PG158 3/04 0.08 AC ADDED FM 39C/233 |
| Legal Subdivision | BRIGHTON OAKS S/D |
| Legal Phase | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 2108 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 37 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 4, 2022 | Deed of Trust, Mortgage · Line of Credit PALMETTO STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2004 · Amount on Record |
| Deed Sale | Mar 15, 2004 · Amount on Record |
| Prior Sale | Mar 15, 2004 |
| Deed Document Number | 2004016327 |
| Deed Book / Page | 1922 / 1844 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 37 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000209 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 4300/2061 |
| Instrument | 2024000209 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 37 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 37 RIVER TREE CIR, BLUFFTON, SC 29910-8211 |
| Document Number | 0000013574 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 4121/2023 |
| Instrument | 2022013574 |
| Name | PALMETTO STATE BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, SC 29910 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,116.00 (-0.09%) | $8,350 (-55.92%) | |
| 2024 | $1,117.00 | $18,944 (-) Land $2,400 Building $16,544 | $473,600 (-) Land $60,000 Building $413,600 |
| 2023 | $1,117.00 (+8.45%) | $18,944 (+93.23%) Land $2,400 Building $16,544 | $473,600 (+93.23%) Land $60,000 Building $413,600 |
| 2022 | $1,030.00 | $9,804 Land $1,400 Building $8,404 | $245,100 Land $35,000 Building $210,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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