42 Purchase St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 42 Purchase St, Rye, NY 10580

Property Summary

Property Type	Bank, Financial Building
Details	2 ba · 1,078 sqft
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$2,100,000 (Aug 2002)
Tax Bill	$48,056 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`551400 146-7-3-18`

Property Details

APN / Parcel Number

Primary APN	`551400 146-7-3-18`
Alternative APN	`140014600700030180000000`

Interior

Full Baths	2 Baths
Building Area	1,078 sqft Building Perimeter
1st Floor Area	1,078 sqft

Exterior

Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	42 PURCHASE ST
City	RYE
State	NY
Zip	10580
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Subdivision	MAP OF PROPERTY OF MARY A BERRY
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2011
Census Tract	7700

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12665 CRABTREE FALLS DR, BRISTOW, VA 20136-2164
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2002 · Amount on Record
Deed Sale	Aug 23, 2002 · Amount on Record
Deed Document Number	2002422250416
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	42 PURCHASE ST, RYE, NY 10580
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	LANGDON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 PURCHASE ST, RYE, NY 10580

Mortgage

Document Number	0652453184
Date	Sep 5, 2025
Instrument	652453184

Lender

Name	42 PURCHASE LENDER LLC
Address	NEW YORK, NY 10017

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,056.00	$61,750 (-) Land $17,850 Building $43,900	$5,233,051 (+6.78%) Land $1,512,712 Building $3,720,339
2024		$61,750 (-) Land $17,850 Building $43,900	$4,900,794 (+2.38%) Land $1,416,667 Building $3,484,127
2023		$61,750 Land $17,850 Building $43,900	$4,786,822 Land $1,383,721 Building $3,403,101

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 individual policies
Nearby Flood Policies	88 units insured incl. 34 condo units
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20