39 Purchase St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 39 Purchase St, Rye, NY 10580

Property Summary

Property TypeMixed Use Store/Office
Details2,606 sqft · built 1905
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Last Sale$3,000,000 (Aug 2025)
Tax Bill$26,178 (2026)
Deeds & MortgagesAug 2025 Mortgage
Aug 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN551400 146-7-2-22-2

Property Details

APN / Parcel Number

Primary APN551400 146-7-2-22-2
Alternative APN
  • 140014600700020220020000

Interior

Building Area2,606 sqft Gross Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Street Address39 PURCHASE ST
CityRYE
StateNY
Zip10580-3004
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodeB2
Legal Block2
Legal Lot Number22.002
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2005
Census Tract7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address39 PURCHASE ST, RYE, NY 10580-3004
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2025Deed of Trust, Mortgage · SBA Mortgage
NEWBANK
Aug 27, 2025Deed of Trust, Mortgage
NEWBANK
Aug 27, 2025Deed, Transfer · Stand-Alone First Mortgage
NEWBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleNov 8, 2024 · Amount on Record
Deed Document Number20253630
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address39 PURCHASE ST, RYE, NY 10580-3004
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyLIBERTY LAND ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 PURCHASE ST, RYE, NY 10580-3004

Mortgage

Document Number0652113225
DateAug 27, 2025
Instrument652113225
Lender
NameNEWBANK
TypeBank
AddressFLUSHING, NY 11354
Agreement
TypeSBA Mortgage
AmountAmount Recorded

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address39 PURCHASE ST, RYE, NY 10580-3004
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyLIBERTY LAND ABSTRACT, LIBERTY LAND ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 PURCHASE ST, RYE, NY 10580-3004

Mortgage

Document Number0652113158
DateAug 27, 2025
Instrument652113158
Lender
NameNEWBANK
TypeBank
AddressFLUSHING, NY 11354
Agreement
AmountAmount Recorded

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateAug 27, 2025
Property Address39 PURCHASE ST, RYE, NY 10580-3004
Document Number0651923630
Instrument DateJul 14, 2025
Instrument651923630
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyLIBERTY LAND ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 PURCHASE ST, RYE, NY 10580-3004

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 PURCHASE STRCET, RYE, NY 10580-3004

Mortgage

Document Number0652113229
DateAug 27, 2025
Instrument652113229
Lender
NameNEWBANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0652113154
DateAug 27, 2025
Instrument652113154
Lender
NameNEWBANK
TypeBank
AddressFLUSHING, NY 11354
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,178.00 (+8.95%)
2025$24,028.00 (+7.52%)$20,650 (-) Land $9,100 Building $11,550$1,750,000 (+6.78%) Land $771,186 Building $978,814
2024$20,650 (-) Land $9,100 Building $11,550$1,638,889 (+2.38%) Land $722,222 Building $916,667
2023$20,650 Land $9,100 Building $11,550$1,600,775 Land $705,426 Building $895,349
2020$22,348.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 individual policies
Nearby Flood Policies88 units insured
incl. 34 condo units
Nearby Flood Claims340 (1978–2023)
Claims Outside the SFHA91 of 340
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 53 claims
  • Hurricane Irene, Aug 2011 · 61 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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