49 Purchase St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 49 Purchase St, Rye, NY 10580

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$3,450,000 (Nov 2023)
Tax Bill	$40,567 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-7-2-19`

Property Details

APN / Parcel Number

Primary APN	`551400 146-7-2-19`
Alternative APN	`140014600700020190000000`

Interior

Units	11 Units

Exterior

Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	49 PURCHASE ST
City	RYE
State	NY
Zip	10580-3012
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Subdivision	ELM PLACE
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2005
Census Tract	7700

Owner

49 Purchase St, a commercial property, is owned by a company that bought it in November 2023.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	158 ELLSWORTH AVE, HARRISON, NY 10528-2016
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Deed Document Number	20233286
Prior Transfer Date	Oct 31, 2023
Prior Transfer Doc	0000003286
Record Updated	Oct 29, 2026

November 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 14, 2023
Property Address	49 PURCHASE ST, RYE, NY 10580-3012
Document Number	0632993286
Map Reference	MAP 585
Instrument Date	Oct 31, 2023
Instrument	632993286
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 ELLSWORTH AVE, HARRISON, NY 10528-2016

Mortgage

Document Number	0633063623
Date	Nov 14, 2023
Instrument	633063623

Lender

Name	49 PURCHAGE LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 49 Purchase St was $40,567, up 8.9% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$40,567.00 (+8.95%)
2025	$37,235.00	$32,000 (-) Land $8,900 Building $23,100	$2,711,864 (+6.78%) Land $754,237 Building $1,957,627
2024		$32,000 (-) Land $8,900 Building $23,100	$2,539,682 (+2.38%) Land $706,349 Building $1,833,333
2023		$32,000 (-) Land $8,900 Building $23,100	$2,480,620 (+13.95%) Land $689,922 Building $1,790,698
2022		$32,000 Land $8,900 Building $23,100	$2,176,871 Land $605,442 Building $1,571,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Purchase St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 individual policies
Nearby Flood Policies	88 units insured incl. 34 condo units
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Purchase St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20