42 Pine St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 42 Pine St, Watertown, MA 02472

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,040 sqft · built 1960
Lot Size0.128 acres (5,595 sqft)
Owner2 Individual Names on File
Last Sale$314,900 (Jan 2002)
Tax Bill$9,395 (2026)
Deeds & MortgagesMar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN39080-25

Property Details

APN / Parcel Number

Primary APN39080-25
Alternative APNs
  • WATE M:0706 B:0044 L:0037
  • 8532

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,272 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,595 sqft (0.128 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number8532
Street Address42 PINE ST
CityWATERTOWN
StateMA
Zip02472-2164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS-6
Legal SubdivisionPROPOSED STREET LAYOUT & PROPO
Legal Block44
Legal Lot Number37
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group1
Census Block1002
Census Tract370104

Owner

42 Pine St is owned and occupied by two individuals who bought it in January 2002.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address42 PINE ST, WATERTOWN, MA 02472-2164
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2002 · Amount on File
Deed SaleJan 18, 2002 · Amount on File
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address42 PINE ST, WATERTOWN, MA 02472-2164
Document Number72324-249
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedApr 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 PINE ST WATERTOWN MA 024722164, WATERTOWN, MA 02472-2164

Mortgage

Document Number72324-249
DateMar 13, 2019
Book Page072324/000249
Instrument30511
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 12, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42 Pine St was $9,395, up 7% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,395.00 (+6.97%)$770,100 (+2.41%) Land $474,300 Building $295,800$709,460 (-)
2025$8,783.00 (+13.93%)$752,000 (+14.13%) Land $474,300 Building $277,700$709,460 (+4.87%)
2024$7,709.00 (-10.36%)$658,900 (+4.04%) Land $454,500 Building $204,400$676,495
2023$8,600.00$633,300 Land $432,900 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Pine St

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