Middlesex County and Watertown City property record for 34 Pine St, Watertown, MA 02472 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1956 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Sep 2023) |
| Tax Bill | $8,002 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39040-04 |
| Primary APN | 39040-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,844 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,700 sqft (0.131 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8530 |
|---|---|
| Street Address | 34 PINE ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 42 |
| Legal Lot Number | 29 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 370104 |
Source: Middlesex County and Watertown City records · APN 39040-04
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 PINE ST, WATERTOWN, MA 02472-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · ARM US BANK NA |
| Sep 28, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Dec 31, 2015 |
| Deed Book / Page | 82043 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 34 PINE ST, WATERTOWN, MA 02472-2164 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 082441-447 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 82441/447 |
| Instrument | 9982 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Feb 01, 2031 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Sep 28, 2023 |
| Property Address | 34 PINE ST, WATERTOWN, MA 02472-2164 |
| Document Number | 0082043-36 |
| Book / Page | 82043 / 36 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 109675 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 34 PINE ST, WATERTOWN, MA 02472-2164 |
| Document Number | 0000109676 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 109676 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,002.00 (+15.65%) | $685,100 (+15.84%) Land $475,300 Building $209,800 | $776,625 (+4.73%) |
| 2024 | $6,919.00 (-10.1%) | $591,400 (+4.36%) Land $455,500 Building $135,900 | $741,570 |
| 2023 | $7,696.00 | $566,700 Land $433,800 Building $132,900 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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