37 Pine St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 37 Pine St, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1958
Lot Size	0.122 acres (5,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Aug 2018)
Tax Bill	$7,683 (2025)
Deeds & Mortgages	Aug 2023 Refinance Oct 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`39050-00`

Property Details

APN / Parcel Number

Primary APN	`39050-00`
Alternative APNs	`WATE M:0706 B:0032 L:0035` `8519`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,322 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,321 sqft (0.122 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8519
Street Address	37 PINE ST
City	WATERTOWN
State	MA
Zip	02472-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Block	32
Legal Lot Number	35
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1013
Census Tract	370104

Owner

Source: Middlesex County and Watertown City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 PINE ST, WATERTOWN, MA 02472-2163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Jan 14, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2018	Personal Representative Deed, Transfer SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Last Transfer Date	Jan 13, 2019
Transfer Doc	72124-108
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	37 PINE ST, WATERTOWN, MA 02472-2163
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081895-232
Date	Aug 16, 2023
Book Page	81895/232
Instrument	92126

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	37 PINE ST, WATERTOWN, MA 02472-2163
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78838-382
Date	Oct 4, 2021
Book Page	78838/382
Instrument	218720

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	37 PINE ST, WATERTOWN, MA 02472-2163
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77353-63
Date	Mar 29, 2021
Book Page	77353/63
Instrument	68897

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	37 PINE ST, WATERTOWN, MA 02472-2163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73557-401
Date	Oct 30, 2019
Book Page	73557/401
Instrument	168534

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	37 PINE ST, WATERTOWN, MA 02472-2163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73299-102
Date	Sep 18, 2019
Book Page	73299/102
Instrument	141785

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jan 14, 2019
Property Address	37 PINE ST, WATERTOWN, MA 02472-2163
Document Number	72124-108
Book / Page	072124 / 000108
Instrument Date	Jan 13, 2019
Instrument	5562
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 PINE ST WATERTOWN MA 024722163, WATERTOWN, MA 02472-2163

August 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 27, 2018
Property Address	37 PINE ST, WATERTOWN, MA 02472-2163
Document Number	71532-110
Book / Page	71532 / 110
Instrument	131648
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	715320114
Date	Aug 27, 2018
Instrument	71532/0114

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,683.00 (+10.51%)	$657,800 (+10.7%) Land $471,800 Building $186,000	$694,450 (+3.37%)
2024	$6,952.00 (-10.16%)	$594,200 (+4.28%) Land $451,900 Building $142,300	$671,840
2023	$7,738.00	$569,800 Land $430,400 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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