Monmouth County and Rumson Borough property record for 42 Park Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,382 sqft · built 2022 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Oct 2021) |
| Tax Bill | $25,449 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00040-0000-00004 |
| Primary APN | 41-00040-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,382 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 168 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 075300 |
|---|---|
| Street Address | 42 PARK AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | PARMLY PARK |
| Legal Block | 40 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 PARK AVE, RUMSON, NJ 07760-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 7, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 28, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on Record |
| Deed Sale | Oct 7, 2021 · Amount on Record |
| Prior Sale | Apr 20, 1992 |
| Deed Document Number | 2021149300 |
| Deed Book / Page | 9549 / 4770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 42 PARK AVE, RUMSON, NJ 07760-1537 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096405134 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 9640/5134 |
| Instrument | 2023024600 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 7, 2021 |
| Property Address | 42 PARK AVE, RUMSON, NJ 07760-1537 |
| Document Number | 0095494770 |
| Book / Page | 9549 / 4770 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021149300 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | GREEN HILL TITLE, GREEN HILL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 PORTLAND RD # 6, 200, HIGHLANDS, NJ 07732-1953 |
| Name | Verified Name |
|---|---|
| Address | 42 PARK AVE, RUMSON, NJ 07760-1537 |
| Document Number | 2021149301 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021149301 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 42 PARK AVE, RUMSON, NJ 07760-1537 |
| Document Number | 0000007145 |
| Instrument Date | Dec 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42 PARK AVE RUMSON NJ 077601537, RUMSON, NJ 07760-1537 |
| Document Number | 0000007145 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 009392/001278 |
| Instrument | 7145 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,793,600 (+15.15%) Land $1,235,300 Building $1,558,300 | $2,793,600 (+15.15%) Land $1,235,300 Building $1,558,300 | |
| 2025 | $25,449.00 (+3.53%) | $2,426,000 (+145.27%) Land $1,099,700 Building $1,326,300 | $2,426,000 (+145.27%) Land $1,099,700 Building $1,326,300 |
| 2024 | $24,582.00 (+120.7%) | ||
| 2023 | $989,100 Land $989,100 | $989,100 Land $989,100 | |
| 2022 | $11,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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