38 Park Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 38 Park Ave, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,708 sqft · built 2017
Lot Size0.289 acres (12,602 sqft)
Owner2 Individual Names on Record
Last Sale$2,550,000 (Jun 2022)
Tax Bill$27,379 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-00040-0000-00002

Property Details

APN / Parcel Number

Primary APN41-00040-0000-00002
Alternative APNs
  • 410004000002
  • 075100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,708 sqft Living Area
1st Floor Area2,189 sqft
Upper Floors Area1,981 sqft
Basement Area1,727 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area12,602 sqft (0.289 acres)
Lot Dimensions168 ft deep x 75 ft wide
Garage TypeBuilt-in
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number075100
Street Address38 PARK AVE
CityRUMSON
StateNJ
Zip07760-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal SubdivisionPARMLY PARK
Legal Block40
Legal Lot Number2
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group1
Census Block1004
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 PARK AVE, RUMSON, NJ 07760-1537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed, Transfer · Conventional Mortgage
FAMILY FIRST FUNDING LLC
Nov 9, 2017Grant Deed, Subdivision Related Transfer
INVESTORS HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2022 · Amount on Record
Deed SaleJun 2, 2022 · Amount on Record
Prior SaleNov 9, 2017 · Amount on Record
Deed Document Number202258716
Deed Book / Page9598 / 2878
Record UpdatedSep 20, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJun 2, 2022
Property Address38 PARK AVE, RUMSON, NJ 07760-1537
Document Number0095982878
Book / Page9598 / 2878
Instrument DateMay 26, 2022
Instrument2022058716
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyRMS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$53,830.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 MORRIS ST, 38, CHARLESTON, SC 29403-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 PARK AVE, RUMSON, NJ 07760-1537

Mortgage

Document Number2022058717
DateJun 2, 2022
Instrument2022058717
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJun 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.75%
IndexOther
Margin3
Max Rate9.75%

November 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateNov 9, 2017
Property Address38 PARK AVE, RUMSON, NJ 07760-1537
Document Number0000110156
Book / Page009257 / 009956
Instrument DateSep 25, 2017
Instrument110156
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2019
Title CompanyTITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38 PARK AVE RUMSON NJ 077601537, RUMSON, NJ 07760-1537

Mortgage

Document Number110157
DateNov 9, 2017
Book Page009257/099664
Instrument110157
Lender
NameINVESTORS HM MTG
TypeMortgage Company
Address249 MILLBURN AVE, MILLBURN, NJ 07041-1735
Agreement
AmountAmount Recorded
Term360 Months
DueNov 8, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,009,900 (+15.32%) Land $1,235,300 Building $1,774,600$3,009,900 (+15.32%) Land $1,235,300 Building $1,774,600
2025$27,379.00 (+3.61%)$2,610,000 (+16.77%) Land $1,099,700 Building $1,510,300$2,610,000 (+16.77%) Land $1,099,700 Building $1,510,300
2024$26,424.00 (+0.84%)
2023$2,235,100 Land $989,100 Building $1,246,000$2,235,100 Land $989,100 Building $1,246,000
2022$26,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims17 (1978–2012)
Claims Outside the SFHA5 of 17
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 7 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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