Monmouth County and Rumson Borough property record for 45 Park Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,460 sqft · built 1927 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $892,500 (Oct 2017) |
| Tax Bill | $14,081 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage Jul 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00037-0000-00023 |
| Primary APN | 41-00037-0000-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Upper Floors Area | 1,140 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 55 sqft |
| Patio Area | 362 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 067400 |
|---|---|
| Street Address | 45 PARK AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | PARMLY PARK |
| Legal Block | 37 |
| Legal Lot Number | 23 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 803900 |
45 Park Ave is owned and occupied by two individuals who bought it in October 2017.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 PARK AVE, RUMSON, NJ 07760-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2017 | Grant Deed, Transfer CITIBANK |
| Jul 1, 2013 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on File |
| Deed Sale | Oct 25, 2017 · Amount on File |
| Prior Sale | Jan 28, 2008 · Amount on File |
| Deed Document Number | 2017104917 |
| Prior Transfer Date | Aug 30, 2010 |
| Prior Transfer Doc | 0088633458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 25, 2017 |
| Property Address | 45 PARK AVE, RUMSON, NJ 07760-1523 |
| Document Number | 0000104917 |
| Book / Page | 009255 / 006107 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 104917 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | ALL AHEAD TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 PARK AVE RUMSON NJ 077601523, RUMSON, NJ 07760-1523 |
| Document Number | 104918 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 009255/006143 |
| Instrument | 104918 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 PARK AVE, RUMSON, NJ 07760-1523 |
| Document Number | 0000036072 |
| Instrument Date | Jul 1, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 PARK AVE RUMSON NJ 077601523, RUMSON, NJ 07760-1523 |
| Document Number | 0000036072 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 36072 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 4, 2042 |
The 2025 property tax bill for 45 Park Ave was $14,081, up 1.2% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,462,900 (+8.98%) Land $909,900 Building $553,000 | $1,462,900 (+8.98%) Land $909,900 Building $553,000 | |
| 2025 | $14,081.00 (+1.23%) | $1,342,300 Land $824,800 Building $517,500 | $1,342,300 Land $824,800 Building $517,500 |
| 2024 | $13,910.00 | ||
| 2023 | $1,159,600 Land $732,700 Building $426,900 | $1,159,600 Land $732,700 Building $426,900 | |
| 2022 | $13,530.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Park Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Park Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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