Monterey County property record for 38 Miramonte Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,941 sqft · built 1974 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,200,000 (May 2019) |
| Tax Bill | $25,853 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-041-035-000 |
| Primary APN | 187-041-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Stories | 1 Story |
| Building Area | 2,941 sqft Living Area |
| 1st Floor Area | 2,941 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 111,078 sqft |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 187-041-035 |
|---|---|
| Street Address | 38 MIRAMONTE RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL NO 1 ASSRS MAP OF RO LOS LAURELES POR OF LOT 1D AS DESC IN R757 PG 725 EXC PORS DESC IN R757 PG 734 & 736 2.551 AC & RW & EXC RW |
| Legal Subdivision | MAP OF RO LOS LAURELES |
| Legal Block | 1 |
| Legal Lot Number | 1D |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL-BY-THE-SEA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11606 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Jul 30, 2021 | Intrafamily Transfer, Transfer |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| May 10, 2019 | Grant Deed, Transfer STIFEL BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Jun 23, 2000 · Amount on Record |
| Deed Document Number | 201918541 |
| Last Transfer Date | Jul 2, 2021 |
| Transfer Doc | 0000051731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 38 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12655 OLIVE BLVD 250, 250, SAINT LOUIS, MO 63141-6343 |
| Document Number | 0000044075 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023044075 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 38 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000051731 |
| Map Reference | VOL 10 PG 129 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021051731 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 38 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 38 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 38 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000021762 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021021762 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 10, 2019 |
| Property Address | 38 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000018541 |
| Instrument Date | May 7, 2019 |
| Instrument | 18541 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,420.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 38 MIRAMONTE RD CARMEL VALLEY CA 939249433, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 18542 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 18542 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,503,219 (+2%) Land $1,137,827 Building $1,365,392 | |
| 2025 | $25,853.00 (+3%) Homeowner's exemption | $2,454,137 (+4.04%) Land $1,115,517 Building $1,338,620 |
| 2023 | $25,099.00 (+3.38%) Homeowner's exemption | $2,358,842 Land $1,072,201 Building $1,286,641 |
| 2022 | $24,278.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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