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42 Lower Cross, Shoreham, NY 11786 Property Records

Suffolk County and Brookhaven Town property record for 42 Lower Cross, Shoreham, NY 11786 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,744 sqft · built 1988
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Oct 2015)
Tax Bill$13,218 (2024)
Deeds & MortgagesDec 2022 Sale
Feb 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN0200-079.00-01.00-013.000

Property Details

APN / Parcel Number

Primary APN0200-079.00-01.00-013.000
Alternative APNs
  • 472289 079.00-01-013.000
  • 228907900000010130000000
  • 00001914222
  • 0001914222
  • 1914222

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Lot Area15,246 sqft (0.35 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number1914222
Street Address42 LOWER CROSS
CitySHOREHAM
StateNY
Zip11786-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOREHAM BEACH 1525 SEC 1 2
Legal SubdivisionSHOREHAM BEACH
Legal Block9000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group2
Census Block2028
Census Tract158402

Owner

Source: Suffolk County and Brookhaven Town records · APN 0200-079.00-01.00-013.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address42 LOWER CROSS, SHOREHAM, NY 11786-1434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Warranty Deed, Transfer
Feb 01, 2020Loan Modification, Mortgage · Conventional Mortgage
SHELLPOINT MTG SVCNG
Jan 24, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2015 · Amount on Record
Deed SaleOct 15, 2015 · Amount on Record
Deed Book / Page12836 / 569
Last Transfer DateJul 14, 2022
Transfer Doc0131830423
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK NY
Recording DateDec 29, 2022
Property Address42 LOWER CROSS, SHOREHAM, NY 11786-1434
Document Number0131830423
Book / Page13183 / 423
Instrument DateJul 14, 2022
Transaction TypeTransfer
Record UpdatedJan 09, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 LOWER CROSS, SHOREHAM, NY 11786-1434
InvestorPossibly a Property Investor

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address42 LOWER CROSS, SHOREHAM, NY 11786-1434
Document Number0231290456
Instrument DateFeb 01, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 LOWER CROSS SHOREHAM NY 117861434, SHOREHAM, NY 11786-1434

Mortgage

Document Number0231290456
DateApr 24, 2020
Book Page023129/000456
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address42 LOWER CROSS, SHOREHAM, NY 11786-1434
Document Number0231220620
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 LOWER CROSS SHOREHAM NY 117861434, SHOREHAM, NY 11786-1434

Mortgage

Document Number0231220620
DateApr 03, 2020
Book Page023122/000620
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 02, 2050

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictShoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,275 (-) Land $400 Building $2,875$682,291 (+11,149.65%) Land $75,472 Building $542,453
2024$13,218.00
2023$3,275 (-) Land $400 Building $2,875$6,065 (+14.82%) Land $741 Building $5,324
2022$3,275 Land $400 Building $2,875$5,282 Land $645 Building $4,637

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031584022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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