Suffolk County and Brookhaven Town property record for 34 Lower Cross, Shoreham, NY 11786 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,978 sqft · built 1972 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (May 2000) |
| Tax Bill | $16,392 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2022 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-079.00-01.00-017.000 |
| Primary APN | 0200-079.00-01.00-017.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|
| Account Number | 1914260 |
|---|---|
| Street Address | 34 LOWER CROSS |
| City | SHOREHAM |
| State | NY |
| Zip | 11786-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREHAM BEACH 1525 SEC 1 6 |
| Legal Subdivision | SHOREHAM BEACH |
| Legal Block | 9000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 158402 |
Source: Suffolk County and Brookhaven Town records · APN 0200-079.00-01.00-017.000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 LOWER CROSS, SHOREHAM, NY 11786-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Feb 02, 2022 | Deed of Trust, Mortgage · Loan Modification FLAGSTAR BANK FSB |
| Mar 08, 2018 | Grant Deed, Transfer LAKEVIEW MTG BANKERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2000 · Amount on Record |
| Deed Sale | May 02, 2000 · Amount on Record |
| Deed Book / Page | 12039 / 439 |
| Last Transfer Date | Oct 08, 2012 |
| Transfer Doc | 0127290662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 34 LOWER CROSS, SHOREHAM, NY 11786-1434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0236940807 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 23694/807 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Dec 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 34 LOWER CROSS, SHOREHAM, NY 11786-1434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233760116 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 23376/116 |
| Instrument | DM062889 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Loan Modification |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Mar 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 08, 2018 |
| Property Address | 34 LOWER CROSS, SHOREHAM, NY 11786-1434 |
| Document Number | 0129530144 |
| Book / Page | 012953 / 000144 |
| Instrument Date | Feb 02, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2018 |
| Title Company | FIRST CHOICE SETTLEMENT/PA LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,775.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34 LOWER CROSS SHOREHAM NY 117861434, SHOREHAM, NY 11786-1434 |
| Document Number | 229070283 |
|---|---|
| Date | Mar 08, 2018 |
| Book Page | 022907/000283 |
| Name | LAKEVIEW MTG BANKERS |
|---|---|
| Address | MASSAPEQUA, NY 11758 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 07, 2048 |
Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Shoreham-Wading River Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,085 (-) Land $400 Building $3,685 | $851,041 (+11,149.72%) Land $75,472 Building $695,283 | |
| 2024 | $16,392.00 | ||
| 2023 | $4,085 Land $400 Building $3,685 | $7,565 Land $741 Building $6,824 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031584022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures