Suffolk County and Brookhaven Town property record for 31 Lower Cross, Shoreham, NY 11786 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,909 sqft · built 2003 |
| Lot Size | 0.362 acres (15,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Jul 2005) |
| Tax Bill | $12,966 (2024) |
| Deeds & Mortgages | Mar 2024 Sale May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-079.00-01.00-029.000 |
| Primary APN | 0200-079.00-01.00-029.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,909 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,778 sqft (0.362 acres) |
| View / Lot | Waterfront |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1914550 |
|---|---|
| Street Address | 31 LOWER CROSS |
| City | SHOREHAM |
| State | NY |
| Zip | 11786-1439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREHAM BEACH 1525 SEC 1 35 |
| Legal Subdivision | SHOREHAM BEACH |
| Legal Block | 9000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 158402 |
Source: Suffolk County and Brookhaven Town records · APN 0200-079.00-01.00-029.000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 LOWER CROSS, SHOREHAM, NY 11786-1439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed, Transfer |
| May 14, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2005 · Amount on Record |
| Deed Sale | Jul 01, 2005 · Amount on Record |
| Prior Sale | May 14, 2003 · Amount on Record |
| Deed Book / Page | 12395 / 728 |
| Last Transfer Date | Jan 18, 2024 |
| Transfer Doc | 0132390663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 12, 2024 |
| Property Address | 31 LOWER CROSS, SHOREHAM, NY 11786-1439 |
| Document Number | 0132390663 |
| Book / Page | 13239 / 663 |
| Instrument Date | Jan 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 LOWER CROSS, SHOREHAM, NY 11786-1439 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 31 LOWER CROSS, SHOREHAM, NY 11786-1439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230270690 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 23027/690 |
| Instrument | DK004980 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2048 |
Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Shoreham-Wading River Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,715 (-) Land $400 Building $3,315 | $773,958 (+11,149.39%) Land $75,472 Building $625,472 | |
| 2024 | $12,966.00 | ||
| 2023 | $3,715 Land $400 Building $3,315 | $6,880 Land $741 Building $6,139 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031584022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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