Barnstable County and Orleans Town property record for 42 Locust Rd, Orleans, MA 02653
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 986 sqft · built 1960 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $566,000 (Apr 2021) |
| Tax Bill | $3,849 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | ORLE M:025.0 B:0038 L:0000.0 |
| Primary APN | ORLE M:025.0 B:0038 L:0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| Gross Area | 2,602 sqft |
| Basement Area | 986 sqft |
| Unfinished Basement | 986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1248 |
|---|---|
| Street Address | 42 LOCUST RD |
| City | ORLEANS |
| State | MA |
| Zip | 02653-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 38 |
| Jurisdiction | ORLEANS MA |
| Township / Civil Division | ORLEANS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10400 |
Source: Barnstable County and Orleans Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 42 LOCUST RD, ORLEANS, MA 02653-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK |
| Apr 15, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Oct 15, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL SERVICES NETWORK |
| Feb 6, 2017 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on Record |
| Deed Sale | Apr 15, 2021 · Amount on Record |
| Prior Sale | Mar 23, 2016 · Amount on Record |
| Deed Book / Page | 34016 / 213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORLEANS MA |
| Property Address | 42 LOCUST RD, ORLEANS, MA 02653-2426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0033808-10 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 33808/10 |
| Instrument | 11920 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORLEANS MA |
| Recording Date | Apr 15, 2021 |
| Property Address | 42 LOCUST RD, ORLEANS, MA 02653-2426 |
| Document Number | 34016-213 |
| Book / Page | 34016 / 213 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 26073 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1206, ORLEANS, MA 02653-1206 |
| Document Number | 26074 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 26074 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORLEANS MA |
| Property Address | 42 LOCUST RD, ORLEANS, MA 02653-2426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32381-85 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 32381/85 |
| Instrument | 50702 |
| Name | AMERICAN FINANCIAL SERVICES NETWORK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORLEANS MA |
| Property Address | 42 LOCUST RD, ORLEANS, MA 02653-2426 |
| Document Number | 30296-49 |
| Book / Page | 030296 / 000049 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 30296-49 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 030296/000049 |
| Instrument | 7451 |
| Name | GUARANTEED RATE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2047 |
Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Orleans Town |
| Secondary School District | Nauset School District (06 - 12) |
| Elementary School District | Orleans School District (KG - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,849.00 (+1.29%) | $616,800 (+4.05%) Land $377,000 Building $239,800 | $714,685 |
| 2024 | $3,800.00 | $592,800 Land $369,600 Building $223,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 57 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 61 units insured incl. 4 condo units |
| Nearby Flood Claims | 12 (1978–2018) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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