42 Laurel St, Lone Grove, OK 73443 Property Records

Carter County property record for 42 Laurel St, Lone Grove, OK 73443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,108 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2025)
Tax Bill	$755 (2025)
Deeds & Mortgages	Oct 2025 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25471`

Property Details

APN / Parcel Number

Primary APN	`25471`
Alternative APN	`2190-00-004-003-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	316 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25471
Street Address	42 LAUREL ST
City	LONE GROVE
State	OK
Zip	73443-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MERIDIAN LANE ADDN, BLK 4 LOT 3 (74X145)
Legal Range	01W
Legal Township	04S
Legal Section	25
Legal Subdivision	MERIDIAN LANE ADDN
Legal Block	4
Legal Lot Number	3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1011
Census Tract	892501

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 LAUREL ST, LONE GROVE, OK 73443-6155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Sep 21, 2007 · Amount on Record
Deed Document Number	202510565
Deed Book / Page	7777 / 153
Prior Transfer Date	Mar 14, 2023
Prior Transfer Doc	0000002468
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 7, 2025
Property Address	42 LAUREL ST, LONE GROVE, OK 73443-6155
Document Number	007777/153
Book / Page	7777 / 153
Instrument Date	Oct 3, 2025
Instrument	I-2025-010565
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LAUREL ST, LONE GROVE, OK 73443-6155

Mortgage

Document Number	I2025010567
Date	Oct 7, 2025
Instrument	I-2025-010567

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	007777/155
Date	Oct 7, 2025
Book Page	7777/155
Instrument	I-2025-010566

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,800 (+140.73%) Land $3,600 Building $16,200	$165,000 (+15.75%) Land $30,000 Building $135,000
2025	$755.00 Homeowner's exemption	$8,225 (+3.01%) Land $2,547 Building $5,678	$142,544 (+4.37%) Land $30,000 Building $112,544
2024	$755.00 (+6.49%) Homeowner's exemption	$7,985 (+2.99%) Land $2,472 Building $5,513	$136,573 (+51.9%) Land $30,000 Building $106,573
2023	$709.00 Homeowner's exemption	$7,753 Land $2,441 Building $5,312	$89,907 Land $30,000 Building $59,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile.

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