15 Laurel St, Lone Grove, OK 73443 Property Records

Carter County property record for 15 Laurel St, Lone Grove, OK 73443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$81,500 (May 2019)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25468`

Property Details

APN / Parcel Number

Primary APN	`25468`
Alternative APN	`2190-00-003-016-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 74 ft wide
Garage Type	Mixed
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Shed	1 Shed
Shed Area	80 sqft
Lean-To	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25468
Street Address	15 LAUREL ST
City	LONE GROVE
State	OK
Zip	73443-6156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MERIDIAN LANE ADDN, BLK 3 LOT 16 (74X145)
Legal Range	01W
Legal Township	04S
Legal Section	25
Legal Subdivision	MERIDIAN LANE ADDN
Legal Block	3
Legal Lot Number	16
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1033
Census Tract	892501

Owner

Source: Carter County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	363 KENWOOD RD, ARDMORE, OK 73401-1109
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Nov 6, 2023	Quit Claim Deed, Transfer Quitclaim
May 31, 2019	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Deed Document Number	20196331
Deed Book / Page	6725 / 282
Last Transfer Date	Nov 6, 2023
Transfer Doc	0007452/31
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	May 5, 2026
Property Address	15 LAUREL ST, LONE GROVE, OK 73443-6156
Document Number	0000004286
Book / Page	7884 / 1
Instrument Date	Apr 23, 2026
Instrument	20264286
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	363 KENWOOD RD, ARDMORE, OK 73401-1109

Mortgage

Document Number	0000004286,
Date	May 5, 2026
Book Page	7884/1
Instrument	20264286

Lender

Name	BANCFIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Nov 6, 2023
Property Address	15 LAUREL ST, LONE GROVE, OK 73443-6156
Document Number	0007452/31
Book / Page	7452 / 31
Instrument Date	Sep 23, 2023
Instrument	I-2023-011022
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 KENWOOD RD, ARDMORE, OK 73401-1109

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 31, 2019
Property Address	15 LAUREL ST, LONE GROVE, OK 73443-6156
Document Number	006725/282
Book / Page	6725 / 282
Instrument Date	May 30, 2019
Instrument	2019-006331
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Tax	$122.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	363 KENWOOD RD, ARDMORE, OK 73401-1109

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,750.00 (+70.57%)	$16,742 (+71.19%) Land $3,600 Building $13,142	$139,519 (+71.19%) Land $30,000 Building $109,519
2023	$1,026.00 (+1.38%)	$9,780 (-) Land $3,600 Building $6,180	$81,500 (-) Land $30,000 Building $51,500
2022	$1,012.00	$9,780 Land $3,600 Building $6,180	$81,500 Land $30,000 Building $51,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile.

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