16 Laurel St, Lone Grove, OK 73443 Property Records

Carter County property record for 16 Laurel St, Lone Grove, OK 73443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (Sep 2018)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25469`

Property Details

APN / Parcel Number

Primary APN	`25469`
Alternative APN	`2190-00-004-001-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,151 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25469
Street Address	16 LAUREL ST
City	LONE GROVE
State	OK
Zip	73443-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MERIDIAN LANE ADDN, BLK 4 LOT 1(74X145)
Legal Range	01W
Legal Township	04S
Legal Section	25
Legal Subdivision	MERIDIAN LANE ADDN
Legal Block	4
Legal Lot Number	1
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1011
Census Tract	892501

Owner

Source: Carter County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 LAUREL ST, LONE GROVE, OK 73443-6155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Intrafamily Transfer, Transfer
Jul 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Sep 13, 2018	Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL
May 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Prior Sale	May 4, 2017 · Amount on Record
Deed Document Number	20189692
Deed Book / Page	6602 / 21
Last Transfer Date	Aug 24, 2023
Transfer Doc	007424/217
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Aug 24, 2023
Property Address	16 LAUREL ST, LONE GROVE, OK 73443-6155
Document Number	007424/217
Book / Page	7424 / 217
Instrument Date	Aug 24, 2023
Instrument	I-2023-008379
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	16 LAUREL ST, LONE GROVE, OK 73443-6155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6423/001
Date	Jul 24, 2017
Book Page	6423/001
Instrument	2017-007525

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 20, 2018

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 13, 2018
Property Address	16 LAUREL ST, LONE GROVE, OK 73443-6155
Document Number	006602/021
Book / Page	6602 / 021
Instrument Date	Sep 4, 2018
Instrument	2018-009692
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LAUREL ST, LONE GROVE, OK 73443-6155

Mortgage

Document Number	2018009693
Date	Sep 13, 2018
Instrument	2018-009693

Lender

Name	UNITED STATES DEPARTMENT OF AGRICUL
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Sep 4, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	May 4, 2017
Property Address	16 LAUREL ST, LONE GROVE, OK 73443-6155
Document Number	006391/069
Book / Page	6391 / 069
Instrument Date	May 4, 2017
Instrument	2017-004587
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9, THACKERVILLE, OK 73459-0009

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00 (+10.15%) Homeowner's exemption	$17,098 (+9.9%) Land $3,600 Building $13,498	$182,755 (+24.28%) Land $30,000 Building $152,755
2023	$1,527.00 (+4.66%) Homeowner's exemption	$15,558 (+3%) Land $3,600 Building $11,958	$147,046 (-) Land $30,000 Building $117,046
2022	$1,459.00 Homeowner's exemption	$15,105 Land $3,600 Building $11,505	$147,046 Land $30,000 Building $117,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile.

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