42 Lance Dr, Franklin, OH 45005 Property Records

Warren County property record for 42 Lance Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1998
Lot Size	0.231 acres (10,079 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Jul 2021)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-26-194-006-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-194-006-0`
Alternative APNs	`0426194006` `426194006` `2138633`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,242 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	10,079 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2138633
Old Parcel Number	0426194006
Street Address	42 LANCE DR
City	FRANKLIN
State	OH
Zip	45005-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 4 #72
Legal Subdivision	HARPLAND ESTATES 4
Legal Block	194
Legal Lot Number	72
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	32501

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 LANCE DR, FRANKLIN, OH 45005-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Feb 25, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Aug 26, 2019
Deed Document Number	0001547261
Deed Book / Page	1547 / 261
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jul 7, 2021
Property Address	42 LANCE DR, FRANKLIN, OH 45005-6507
Document Number	2021030941
Map Reference	MB 39 PG 69&70
Instrument Date	Jul 1, 2021
Instrument	2021-030941
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LANCE DR, FRANKLIN, OH 45005-6507

Mortgage

Document Number	2021030942
Date	Jul 7, 2021
Instrument	2021-030942

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WARREN OH
Recording Date	Feb 25, 2019
Property Address	42 LANCE DR, FRANKLIN, OH 45005-6507
Document Number	0000004641
Instrument Date	Feb 19, 2019
Instrument	4641
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	42 LANCE DR FRANKLIN OH 450056507, FRANKLIN, OH 45005-6507

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,374.00 (+30.68%)	$84,949 (+33.13%) Land $24,500 Building $60,449	$242,710 (+33.13%) Land $70,000 Building $172,710
2023	$3,347.00 (+3.33%) Homeowner's exemption	$63,809 (-) Land $12,390 Building $51,419
2022	$3,239.00 Homeowner's exemption	$63,809 Land $12,390 Building $51,419	$182,310 (-) Land $35,400 Building $146,910
2021			$182,310 Land $35,400 Building $146,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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