21 Lance Dr, Franklin, OH 45005 Property Records

Warren County property record for 21 Lance Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,148 sqft · built 1998
Lot Size	0.242 acres (10,521 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Dec 2020)
Tax Bill	$5,313 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-26-192-008-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-192-008-0`
Alternative APNs	`0426192008` `426192008` `2138652`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	614 sqft
2nd Floor Area	467 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,521 sqft (0.242 acres)
Garage Type	Attached
Garage Area	248 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2138652
Street Address	21 LANCE DR
City	FRANKLIN
State	OH
Zip	45005-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 4 LOT 89
Legal Subdivision	HARPLAND ESTATES 4
Legal Block	652
Legal Lot Number	89
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	32501

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 LANCE DR, FRANKLIN, OH 45005-6505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Aug 6, 2018	Warranty Deed, Transfer TERRA TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	202049622
Prior Transfer Date	Aug 1, 2013
Prior Transfer Doc	0059030353
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Dec 8, 2020
Property Address	21 LANCE DR, FRANKLIN, OH 45005-6505
Document Number	0000049622
Map Reference	MB 39 PG 69&70
Instrument Date	Nov 19, 2020
Instrument	2020-049622
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LANCE DR, FRANKLIN, OH 45005-6505

Mortgage

Document Number	0000049623
Date	Dec 8, 2020
Instrument	2020-049623

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 6, 2018
Property Address	21 LANCE DR, FRANKLIN, OH 45005-6505
Document Number	0000022315
Map Reference	PB 39 PGS 69-70
Instrument Date	Jul 23, 2018
Instrument	2018-022315
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	TERRA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$547.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LANCE DR, FRANKLIN, OH 45005-6505

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,313.00 (+9.21%)	$103,430 (+30.42%) Land $24,500 Building $78,930	$295,520 (+30.43%) Land $70,000 Building $225,520
2024	$4,865.00 (+16.98%)
2023	$4,159.00 (+3.3%) Homeowner's exemption	$79,303 (-) Land $12,390 Building $66,913
2022	$4,026.00 Homeowner's exemption	$79,303 Land $12,390 Building $66,913	$226,580 (-) Land $35,400 Building $191,180
2021			$226,580 Land $35,400 Building $191,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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