42 Esther St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 42 Esther St, Worcester, MA 01607

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,344 sqft · built 1900
Lot Size	0.071 acres (3,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2021)
Tax Bill	$4,967 (2026)
Deeds & Mortgages	Aug 2021 Sale Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-011-00048`

Property Details

APN / Parcel Number

Primary APN	`10-011-00048`
Alternative APN	`WORC M:10 B:011 L:00048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	3,066 sqft
1st Floor Area	768 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,104 sqft (0.071 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	10-011-00048
Street Address	42 ESTHER ST
City	WORCESTER
State	MA
Zip	01607-1144
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Block	11
Legal Lot Number	48
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3004
Census Tract	732700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 DENTON TER, ROSLINDALE, MA 02131-4112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Quit Claim Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY
Apr 21, 2017	Deed of Trust, Mortgage MAIN STREET BANK (GA)
May 12, 2017	Deed of Trust, Mortgage MAIN STREET BANK (GA)
Jan 29, 2018	Deed of Trust, Mortgage MAIN STREET BANK (MA)
Oct 3, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Book / Page	65748 / 25
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	65748-25
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 2, 2021
Property Address	42 ESTHER ST, WORCESTER, MA 01607-1144
Document Number	65748-25
Book / Page	65748 / 25
Instrument Date	Jul 26, 2021
Instrument	107845
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42 ESTHER ST, WORCESTER, MA 01607-1144

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	42 ESTHER ST, WORCESTER, MA 01607-1144
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57005-264
Date	Apr 21, 2017
Book Page	57005/264
Instrument	39762

Lender

Name	MAIN STREET BANK (GA)

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	42 ESTHER ST, WORCESTER, MA 01607-1144
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57107-121
Date	May 12, 2017
Book Page	57107/121
Instrument	48143

Lender

Name	MAIN STREET BANK (GA)

Agreement

Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	42 ESTHER ST, WORCESTER, MA 01607-1144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58375-121
Date	Jan 29, 2018
Book Page	58375/121
Instrument	9272

Lender

Name	MAIN STREET BANK (MA)

Agreement

Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 3, 2019
Property Address	42 ESTHER ST, WORCESTER, MA 01607-1144
Document Number	61171-147
Book / Page	061171 / 000147
Instrument Date	Sep 30, 2019
Instrument	103637
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.92
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 ESTHER ST WORCESTER MA 016071144, WORCESTER, MA 01607-1144

Mortgage

Document Number	61171-149
Date	Oct 3, 2019
Book Page	061171/000149
Instrument	103638

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,967.00 (+5.57%)	$374,000 (+4.85%) Land $62,700 Building $311,300	$424,127
2025	$4,705.00 (+12.99%)	$356,700 (+22.83%) Land $59,000 Building $297,700
2023	$4,164.00	$290,400 Land $51,300 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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