40 Esther St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 40 Esther St, Worcester, MA 01607

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.077 acres (3,373 sqft)
Owner	Individual Name on File
Last Sale	$9,500 (Oct 2016)
Tax Bill	$878 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-011-00023`

Property Details

APN / Parcel Number

Primary APN	`10-011-00023`
Alternative APN	`WORC M:10 B:011 L:00023`

Exterior

Lot Area	3,373 sqft (0.077 acres)

Location & Zoning

Account Number	10-011-00023
Street Address	40 ESTHER ST
City	WORCESTER
State	MA
Zip	01607-1144
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RG-5
Legal Block	11
Legal Lot Number	23
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3004
Census Tract	732700

Owner

40 Esther St, residential vacant land, is owned by an individual who acquired it in December 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1 CHATANIKA AVE, WORCESTER, MA 01602-1109
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · ARM COUNTRY BANK
Dec 2, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2016 · Amount on File
Deed Sale	Oct 6, 2016 · Amount on File
Prior Sale	Jun 3, 2014 · Amount on File
Deed Document Number	2016114057
Last Transfer Date	Dec 2, 2022
Transfer Doc	068557-391
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40 ESTHER ST, WORCESTER, MA 01607-1144
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00068558-1
Date	Dec 2, 2022
Book Page	68558/1
Instrument	128135

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jan 1, 2026
Index	1-Year CMT
Margin	4

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 2, 2022
Property Address	40 ESTHER ST, WORCESTER, MA 01607-1144
Document Number	068557-391
Book / Page	68557 / 391
Instrument Date	Dec 2, 2022
Instrument	128134
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHATANIKA AVE, WORCESTER, MA 01602-1109

Tax Assessment & Valuation

The 2026 property tax bill for 40 Esther St was $878, up 7.1% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$878.00 (+7.07%)	$66,100 (+6.27%) Land $66,100
2025	$820.00	$62,200 Land $62,200
2023	$776.00	$54,100 Land $54,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Esther St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Esther St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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