38 Esther St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 38 Esther St, Worcester, MA 01607

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,454 sqft · built 1890
Lot Size	0.152 acres (6,627 sqft)
Owner	Company Name on Record
Last Sale	$529,000 (Jun 2022)
Tax Bill	$10,358 (2025)
Deeds & Mortgages	Apr 2021 Refinance Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-011-0023A`

Property Details

APN / Parcel Number

Primary APN	`10-011-0023A`
Alternative APN	`WORC M:10 B:011 L:0023A`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,454 sqft Living Area
Gross Area	6,943 sqft
1st Floor Area	1,484 sqft
Basement Area	1,687 sqft
Unfinished Basement	1,687 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,627 sqft (0.152 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	10-011-0023A
Street Address	38 ESTHER ST
City	WORCESTER
State	MA
Zip	01607-1144
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	11
Legal Lot Number	23A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3004
Census Tract	732700

Owner

Source: Worcester County and Worcester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	599 CONCORD ST, HOLLISTON, MA 01746-1319
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Oct 28, 2022	Deed of Trust, Mortgage · ARM BERKSHIRE BANK
Jul 7, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	202269807
Deed Book / Page	67812 / 396
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 ESTHER ST, WORCESTER, MA 01607-1144
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064903-17
Date	Apr 9, 2021
Book Page	64903/17
Instrument	49563

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 ESTHER ST, WORCESTER, MA 01607-1144
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068412-117
Date	Oct 28, 2022
Book Page	68412/117
Instrument	116573

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2029
Index	1-Year CMT

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 7, 2022
Property Address	38 ESTHER ST, WORCESTER, MA 01607-1144
Document Number	0067872-47
Book / Page	67872 / 47
Instrument Date	Jul 7, 2022
Instrument	74146
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 CONCORD ST, HOLLISTON, MA 01746-1319

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 27, 2022
Property Address	38 ESTHER ST, WORCESTER, MA 01607-1144
Document Number	067812-396
Book / Page	67812 / 396
Instrument Date	Jun 15, 2022
Instrument	69807
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ESTHER ST, WORCESTER, MA 01607-1144

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,358.00 (+13.66%)	$785,300 (+23.57%) Land $94,600 Building $690,700
2023	$9,113.00	$635,500 Land $82,200 Building $553,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Esther St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures