Bergen County and Cresskill Borough property record for 42 Emerson St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,156 sqft · built 1966 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Mar 2023) |
| Tax Bill | $14,655 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00120-0000-00048 |
| Primary APN | 08-00120-0000-00048 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,156 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Account Number | 168200 |
|---|---|
| Street Address | 42 EMERSON ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 80X100 L49-50-1A-5A |
| Legal Subdivision | CRESKILL MANOR |
| Legal Block | 120 |
| Legal Lot Number | 48 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed, Transfer · Conventional Mortgage BANK OF HOPE |
| Apr 8, 2026 | Deed, Transfer · Conventional Mortgage BANK OF HOPE |
| Mar 29, 2023 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Prior Sale | Dec 13, 2004 · Amount on Record |
| Deed Document Number | 202321745 |
| Deed Book / Page | 4961 / 43 |
| Last Transfer Date | Mar 24, 2026 |
| Transfer Doc | 0057661005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 8, 2026 |
| Property Address | 42 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Document Number | 0057661005 |
| Book / Page | 5766 / 1005 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202623177 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Document Number | 0000023178, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 5766/1011 |
| Instrument | 202623178 |
| Name | BANK OF HOPE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 8, 2026 |
| Property Address | 42 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Document Number | 0000023177 |
| Book / Page | 5766 / 1005 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026.23177 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | CSC DOCUMENT RECORDING, CSC DOCUMENT RECORDING (RECORD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Document Number | 0000023178, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026..23178 |
| Name | BANK OF HOPE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 29, 2023 |
| Property Address | 42 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Document Number | 0049610043 |
| Book / Page | 4961 / 43 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023021745 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,874.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2309 PLOVER LN, NORTHLAKE, TX 76226-3457 |
| Name | Verified Name |
|---|---|
| Address | 42 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Document Number | 2023021746 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023021746 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | Other |
| Margin | 4 |
| Max Rate | 13% |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $738,300 (+14.31%) Land $444,000 Building $294,300 | $738,300 (+14.31%) Land $444,000 Building $294,300 | |
| 2025 | $14,655.00 (+6.44%) | $645,900 (+12.39%) Land $370,000 Building $275,900 | $645,900 (+12.39%) Land $370,000 Building $275,900 |
| 2024 | $13,768.00 (+5.52%) | ||
| 2023 | $574,700 Land $314,500 Building $260,200 | $574,700 Land $314,500 Building $260,200 | |
| 2022 | $13,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures