Rockland County and Stony Point Town property record for 42 E Main St, Stony Point, NY 10980
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,494 sqft · built 1952 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,000 (Dec 2017) |
| Tax Bill | $10,817 (2023) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392800 20.7-3-23 |
| Primary APN | 392800 20.7-3-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Upper Floors Area | 432 sqft |
| Game Room | Game Room |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 110 ft deep x 61 ft wide |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003842 |
|---|---|
| Street Address | 42 E MAIN ST |
| City | STONY POINT |
| State | NY |
| Zip | 10980-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 22/12-4 |
| Legal Block | 3 |
| Legal Lot Number | 23.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | STONY POINT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10200 |
Source: Rockland County and Stony Point Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 E MAIN ST, STONY POINT, NY 10980-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Dec 15, 2017 | Grant Deed, Transfer · FHA Mortgage FM HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | Feb 17, 2009 · Amount on Record |
| Deed Document Number | 201740606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 42 E MAIN ST, STONY POINT, NY 10980-1650 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | RR |
| Name | Verified Name |
|---|
| Document Number | 0000008391 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-00008391 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 42 E MAIN ST, STONY POINT, NY 10980-1650 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026345 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-00026345 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 15, 2017 |
| Property Address | 42 E MAIN ST, STONY POINT, NY 10980-1650 |
| Document Number | 0000040606 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 40606 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2018 |
| Title Company | RECORD AND RETURN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,236.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 MAIN ST YONKERS NY 107012870, YONKERS, NY 10701-2870 |
| Document Number | 40607 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 40607 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
Source: Rockland County and Stony Point Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Stony Point Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $30,300 (-) Land $5,400 Building $24,900 | $311,408 (+0.51%) | |
| 2023 | $10,817.00 | $30,300 Land $5,400 Building $24,900 | $309,816 Land $55,215 Building $254,601 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 48 (1984–2023) |
| Claims Outside the SFHA | 4 of 48 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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