Rockland County and Stony Point Town property record for 38 E Main St, Stony Point, NY 10980 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 915 sqft · built 1952 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (May 2026) |
| Tax Bill | $9,534 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392800 20.7-3-25 |
| Primary APN | 392800 20.7-3-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 915 sqft Living Area |
| 1st Floor Area | 915 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 110 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003844 |
|---|---|
| Street Address | 38 E MAIN ST |
| City | STONY POINT |
| State | NY |
| Zip | 10980-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22/12-6 |
| Legal Block | 3 |
| Legal Lot Number | 25.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | STONY POINT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10200 |
Source: Rockland County and Stony Point Town records · APN 392800 20.7-3-25
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 E MAIN ST, STONY POINT, NY 10980-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2026 · Amount on Record |
| Deed Sale | May 07, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2014 · Amount on Record |
| Deed Document Number | 202615594 |
| Prior Transfer Date | Apr 30, 2026 |
| Prior Transfer Doc | 0000015594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 07, 2026 |
| Property Address | 38 E MAIN ST, STONY POINT, NY 10980-1650 |
| Document Number | 0000015594 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202615594 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171,700.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 E MAIN ST, STONY POINT, NY 10980-1650 |
| Date | May 07, 2026 |
|---|
| Name | CITIZENS BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 25, 2026 |
| Change Frequency | 6 Months |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
Source: Rockland County and Stony Point Town records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Stony Point Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,534.00 Veteran's exemption | ||
| 2024 | $29,700 (-) Land $5,400 Building $24,300 | $305,242 (+0.51%) | |
| 2023 | $29,700 Land $5,400 Building $24,300 | $303,681 Land $55,215 Building $248,466 |
Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870102003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 48 (1984–2023) |
| Claims Outside the SFHA | 4 of 48 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 4% of the US · above 5% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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