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40 E Main St, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 40 E Main St, Stony Point, NY 10980 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 955 sqft · built 1952
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$333,900 (Jul 2022)
Tax Bill$10,110 (2024)
Deeds & MortgagesMay 2026 Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN392800 20.7-3-24

Property Details

APN / Parcel Number

Primary APN392800 20.7-3-24
Alternative APNs
  • 392800-020-007-0003-024-000-000
  • 280002000700030240000000
  • 392800 20.07-3-24
  • 0003843

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area955 sqft Living Area
1st Floor Area955 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions110 ft deep x 61 ft wide
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0003843
Street Address40 E MAIN ST
CitySTONY POINT
StateNY
Zip10980-1650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22/12-5
Legal Block3
Legal Lot Number24.0
JurisdictionROCKLAND NY
Township / Civil DivisionSTONY POINT
Census Block Group3
Census Block3011
Census Tract10200

Owner

Source: Rockland County and Stony Point Town records · APN 392800 20.7-3-24

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 E MAIN ST, STONY POINT, NY 10980-1650
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Deed of Trust, Mortgage
HUD
Jul 20, 2022Bargain and Sale Deed, Transfer · FHA Mortgage
UNMB HOME LOANS INC
Jan 10, 2017Bargain and Sale Deed, Transfer · Conventional Mortgage
PCSB BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2022 · Amount on Record
Deed SaleJul 20, 2022 · Amount on Record
Prior SaleJan 10, 2017 · Amount on Record
Deed Document Number202227234
Prior Transfer DateDec 27, 2016
Prior Transfer Doc0000001946
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Recording DateMay 06, 2026
Property Address40 E MAIN ST, STONY POINT, NY 10980-1650
Document Number0000015417
Instrument DateMar 09, 2026
Instrument202615417
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNYAA

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 E MAIN ST, STONY POINT, NY 10980-1650

Mortgage

Document Number0000015417,
DateMay 06, 2026
Instrument202615417
Lender
NameHUD
Agreement
AmountAmount Recorded
Term479 Months
DueApr 01, 2066
Interest
Rate6.11%
Max Rate-1%

July 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateJul 20, 2022
Property Address40 E MAIN ST, STONY POINT, NY 10980-1650
Document Number0000027234
Instrument DateJun 28, 2022
Instrument2022-00027234
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,336.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 LEACH AVE, 21, PARK RIDGE, NJ 07656-1907

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 E MAIN ST, STONY POINT, NY 10980-1650

Mortgage

Document Number0000027235
DateJul 20, 2022
Instrument2022-00027235
Lender
NameUNMB HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

January 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateJan 10, 2017
Property Address40 E MAIN ST, STONY POINT, NY 10980-1650
Document Number0000001946
Instrument DateDec 27, 2016
Instrument2017-00001946
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3063 SHORECREST BAY DR, 3063, MURRELLS INLET, SC 29576-7119

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 E MAIN ST, STONY POINT, NY 10980-1650

Mortgage

Document Number0000001947
DateJan 10, 2017
Instrument2017-00001947
Lender
NamePCSB BANK
TypeBank
AddressYORKTOWN HEIGHTS, NY 10598
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionStony Point Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$10,110.00$28,600 (-) Land $5,400 Building $23,200$293,936 (+0.51%)
2023$28,600 Land $5,400 Building $23,200$292,434 Land $55,215 Building $237,219

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870102003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Nearby Flood Policies16 in force
Nearby Flood Claims48 (1984–2023)
Claims Outside the SFHA4 of 48
Most Recent ClaimDec 2023, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 31 claims
  • Hurricane Irene, Aug 2011 · 8 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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