42 Cottage St, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 42 Cottage St, Wellesley, MA 02482

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,602 sqft · built 1900
Lot Size	0.366 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Apr 2023)
Tax Bill	$28,384 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WELL M:125 R:067 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:125 R:067 S`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,602 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,117 sqft (0.366 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	42 COTTAGE ST
City	WELLESLEY
State	MA
Zip	02482-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR10
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	5
Census Block	5001
Census Tract	404400

Owner

42 Cottage St is owned and occupied by two individuals who bought it in April 2023.

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 COTTAGE ST, WELLESLEY, MA 02482-6902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Feb 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Feb 20, 2018
Deed Document Number	202324395
Deed Book / Page	41162 / 538
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Apr 27, 2023
Property Address	42 COTTAGE ST, WELLESLEY, MA 02482-6902
Document Number	041162-538
Book / Page	41162 / 538
Instrument Date	Apr 27, 2023
Instrument	24395
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42 COTTAGE ST, WELLESLEY, MA 02482-6902

Mortgage

Document Number	0000024396
Date	Apr 27, 2023
Instrument	24396

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	May 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Feb 20, 2018
Property Address	42 COTTAGE ST, WELLESLEY, MA 02482-6902
Document Number	35808-69
Book / Page	035808 / 000069
Instrument Date	Feb 15, 2018
Instrument	13574
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	42 COTTAGE ST WELLESLEY MA 024826902, WELLESLEY, MA 02482-6902

Tax Assessment & Valuation

The 2026 property tax bill for 42 Cottage St was $28,384, up 89.8% from the year before.

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,384.00 (+89.77%)	$2,791,000 (+91.82%) Land $1,357,000 Building $1,434,000	$2,605,951 (+58.73%)
2025	$14,957.00 (+6.27%)	$1,455,000 (+7.62%) Land $1,257,000 Building $198,000	$1,641,790 (+18.55%)
2024	$14,074.00 (+1.58%)	$1,352,000 (+11.74%) Land $1,206,000 Building $146,000	$1,384,910
2023	$13,855.00	$1,210,000 Land $1,077,000 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Cottage St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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