41 Cottage St, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 41 Cottage St, Wellesley, MA 02482

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,261 sqft · built 1920
Lot Size	0.302 acres (13,158 sqft)
Owner	Company Name on Record
Last Sale	$264,000 (Jun 1990)
Tax Bill	$15,764 (2026)
Deeds & Mortgages	Jun 2022 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WELL M:125 R:091 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:125 R:091 S`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,261 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	13,158 sqft (0.302 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	41 COTTAGE ST
City	WELLESLEY
State	MA
Zip	02482-6948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR10
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	5
Census Block	5014
Census Tract	404400

Owner

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	41 COTTAGE ST, WELLESLEY, MA 02482-6948
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 26, 2017	Deed of Trust, Mortgage · Line of Credit WELLESLEY BK
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1990 · Amount on Record
Deed Sale	Jun 1, 1990 · Amount on Record
Last Transfer Date	May 19, 2022
Transfer Doc	040589-220
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Jun 3, 2022
Property Address	41 COTTAGE ST, WELLESLEY, MA 02482-6948
Document Number	040589-220
Book / Page	40589 / 220
Instrument Date	May 19, 2022
Instrument	49487
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 COTTAGE ST, WELLESLEY, MA 02482-6948

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	41 COTTAGE ST, WELLESLEY, MA 02482-6948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35698-491
Date	Dec 26, 2017
Book Page	35698/491
Instrument	122936

Lender

Name	WELLESLEY BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	41 COTTAGE ST, WELLESLEY, MA 02482-6948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38113-403
Date	Jul 20, 2020
Book Page	38113/403
Instrument	70815

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,764.00 (+5.1%)	$1,550,000 (+6.24%) Land $1,265,000 Building $285,000	$1,921,650 (+32.36%)
2025	$14,999.00 (+2.92%)	$1,459,000 (+4.21%) Land $1,188,000 Building $271,000	$1,451,790 (+9.12%)
2024	$14,574.00 (+2.65%)	$1,400,000 (+12.9%) Land $1,140,000 Building $260,000	$1,330,475
2023	$14,198.00	$1,240,000 Land $1,017,000 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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