Norfolk County and Wellesley Town property record for 39 Cottage St, Wellesley, MA 02482
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,685 sqft · built 1915 |
| Lot Size | 0.6 acres (26,131 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,275,000 (Oct 2009) |
| Tax Bill | $32,259 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WELL M:125 R:092 S |
| Primary APN | WELL M:125 R:092 S |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,685 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 26,131 sqft (0.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 39 COTTAGE ST |
|---|---|
| City | WELLESLEY |
| State | MA |
| Zip | 02482-6948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR10 |
| Jurisdiction | WELLESLEY MA |
| Township / Civil Division | WELLESLEY |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 404400 |
Source: Norfolk County and Wellesley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 COTTAGE ST, WELLESLEY, MA 02482-6948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2009 · Amount on Record |
| Deed Sale | Oct 23, 2009 · Amount on Record |
| Prior Sale | Feb 20, 2007 · Amount on Record |
| Deed Document Number | 2009118005 |
| Deed Book / Page | 27157 / 29 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLESLEY MA |
| Property Address | 39 COTTAGE ST, WELLESLEY, MA 02482-6948 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37868-30 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 37868/30 |
| Instrument | 43412 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jun 1, 2027 |
Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Wellesley Town |
| Unified School District | Wellesley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,259.00 (+19.18%) | $3,172,000 (+20.47%) Land $1,738,000 Building $1,434,000 | $3,231,915 (+31.02%) |
| 2025 | $27,067.00 (+2.49%) | $2,633,000 (+3.78%) Land $1,609,000 Building $1,024,000 | $2,466,770 (+6.06%) |
| 2024 | $26,410.00 (+1.21%) | $2,537,000 (+11.32%) Land $1,545,000 Building $992,000 | $2,325,790 |
| 2023 | $26,095.00 | $2,279,000 Land $1,379,000 Building $900,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2019) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
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